cardless
Embedded platform for launching co-branded credit card programs.
Company facts
- Founded
- 2019
- Employees
- 54
- Headquarters
- United States
- CEO
- Scott Kazmierowicz
- Type
- Private
- Funding
- Series C · $60M · 2025
About
Cardless, Inc. is redefining customer engagement in the financial technology space by offering brands the ability to launch their own embedded co-branded credit card products. Founded in 2019, the company is designed to shorten the typical timelines associated with launching credit card programs. With a focus on integrating seamlessly into existing brand ecosystems, Cardless provides a platform that enables companies in industries such as sports, retail, and travel to deliver significant value to their customers through personalized credit card experiences. By embedding sophisticated credit card management functionality directly into clients’ mobile applications and websites, Cardless addresses the complexities entailed in traditional credit card offerings. The company’s services encompass instant card approvals, dynamic application processes, and robust rewards systems, all while ensuring compliance with regulatory standards and protecting customer data through advanced security measures. As a leader in the financial technology sector, Cardless helps brands grow their businesses, unlock new revenue opportunities, and deepen customer loyalty by providing a smooth, innovative credit experience.