ENOVA GmbH

About

We are Enova International, a leading financial technology company driven by our mission to help hardworking people get access to fast, trustworthy credit. Since our founding in 2004 (though some sources say 2003), we've been committed to closing the world's credit gap by providing innovative financial products and services to individuals and businesses often underserved by traditional banks. Our journey began as Check Giant, soon renamed CashNetUSA, and we quickly established ourselves by focusing on technology and analytics to make lending decisions. By 2005, just 11 months after inception, we turned profitable and upgraded our technology to a cutting-edge platform using Ruby on Rails. At Enova, we leverage our proprietary, machine learning-powered Colossus™ platform to offer a suite of market-leading products. This technology allows us to process applications efficiently and provide real-time financial options. We're proud to have funded over $61 billion in loans and financing to more than 12 million customers globally. Our diverse portfolio of brands includes CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic, each tailored to meet the specific needs of our customers. We operate primarily in the United States and Brazil, with a strong headquarters in Chicago's vibrant technology sector. Our commitment extends beyond just lending; we also offer world-class technology and services to traditional banks, further expanding our reach in creating accessible credit. We hold ourselves to the highest standards of financial integrity and industry compliance, being members of leading financial services trade associations in multiple countries. Our values – Customer First, Best Answer Wins, Operate as an Owner, Accountable for Results, and Top Talent and Teamwork – are the compass that guides every decision we make. We believe our strength lies in our people and our culture. We foster an environment of inclusion and empower our teams to 'Be Bold and Move Fast,' which is how we innovate at scale. We're dedicated to providing our team members with the tools and resources to grow professionally and personally, starting with a robust onboarding program and continuing throughout their careers at Enova. Our commitment to the community is also a core part of who we are. Through Enova Gives, we partner with local charities and offer a charitable match program, allowing our team members to double their impact. We're always looking for top talent ready to advance and make a difference. We're passionate about pushing the edge of technology and analytics, sponsoring and attending conferences, and fostering Chicago's tech community through meetups and hack nights. Our hybrid work model allows for flexibility, combining in-office collaboration with remote work options. We're excited about the future as we continue to innovate and provide access to fast, trustworthy credit for millions.