Hiscox

About

Hiscox Ltd is a global specialist insurer, reinsurer, and provider of insurance-linked strategies. With origins dating back to 1901 as a single underwriter at Lloyd's of London, the company has evolved into a diversified international insurance group. Hiscox is publicly listed on the London Stock Exchange and is headquartered in Hamilton, Bermuda. The Group employs over 3,000 people across 14 countries and 32 offices, serving a wide array of customers globally. The company's business is structured into three main segments: Hiscox Retail, Hiscox London Market, and Hiscox Re & ILS. This structure allows for a balanced portfolio, combining less volatile, local specialty retail business with more catastrophe-exposed, globally traded risks. Hiscox Retail provides commercial insurance for small and medium-sized businesses and personal lines for high-value households, fine art, and luxury cars. This division operates in the UK, Europe, the USA, and Asia. Hiscox London Market underwrites internationally traded business, including complex risks in areas such as property, marine, energy, and casualty insurance. Hiscox Re & ILS is the Group's reinsurance division, offering reinsurance products to other insurance companies worldwide and managing insurance-linked securities. The company has a strong focus on innovation, demonstrated by its investment in technology and data. A notable initiative is the collaboration with Google Cloud to create an AI-enhanced lead underwriting model, significantly reducing the time from submission to quote. Hiscox prides itself on its brand, customer service, and a corporate culture guided by values of courage, integrity, ownership, and human-centricity, aiming to be a respected specialist insurer valued by its customers, partners, and shareholders.