Mela Capital Group
Mela Capital Group is a mortgage quality control and risk management consulting firm founded in 2005, providing due diligence, fraud detection, and litigation support services to the financial industry.
Company facts
- Founded
- 2005
- Headquarters
- United States
- CEO
- Cindi Dixon
About
Since 2005, Mela Capital Group has been providing loan-level quality control due diligence, mortgage fraud mitigation, and portfolio risk analysis services. The company has audited over $10 billion in mortgage loan files and is recognized as a nationally acclaimed risk management consulting firm. Mela Capital Group specializes in third-party underwriting and forensic examination of mortgage and securitization audits. Their services include mortgage quality control, RMBS class action complex litigation reunderwriting, and expert witness support. The company works with agencies such as FNMA, FHLMC, FHA, and VA, as well as legal, foreclosure, and repurchase defense reporting. They also provide expertise in mortgage-backed securities agreements, seller/purchaser representations and warranties contracts, underwriting guideline gap analysis, valuation and historic appraisal forensic fraud investigation and support. With a team of seasoned underwriting experts, Mela Capital Group analyzes loan files according to agency guidelines or client-specified requirements. They utilize independent statistical sampling to ensure every detail of a loan is thoroughly evaluated. The company serves clients across the mortgage industry, helping them manage risk and protect their bottom line through customized solutions and workflow support.