freehire launches on Product Hunt on 26 August.

Follow →

Conduent

Discussion

Accounting Services Associate IV

Open 37d
This position is no longer accepting applications(closed Aug 4, 2026).

Job Title: Credit Analyst
Location: Jamaica
Department: Credit & Risk
Reports To: Credit Manager / Head of Credit
Employment Type: Full-Time

Position Summary

We are seeking a detail-oriented and analytical Credit Analyst to join our team in Jamaica. In this role, you will assess application-only credit submissions by evaluating asset loan-to-value (LTV) ratios, reviewing the personal credit of guarantors, analyzing business credit histories, and reviewing personal and business background information to support sound, fast-paced credit decisions.

Key Responsibilities

  • Analyze credit applications for equipment financing using an application-only process.

  • Evaluate the personal credit profiles of individual guarantors, including credit bureau reports and payment histories.

  • Review business credit reports and history from sources such as D&B, Paynet, or similar.

  • Conduct personal and business background checks to identify any potential credit and/or character concerns.

  • Utilize public records, online searches, to verify applicant information.

  • Review and assess the loan-to-value (LTV) of equipment being financed based on market data and internal guidelines.

  • Concise communication with broker partners when additional information is needed to decision a transaction.

  • Summarize findings and provide clear, concise recommendations to the approving authority.

  • Maintain accurate credit files and ensure all documentation is captured in internal systems.

  • Verify and maintain the accuracy of all data entered the system, including applicant and business names, asset classifications, and other relevant information.

  • Work closely with sales and operations teams to support timely and efficient deal processing.

Qualifications

  • Bachelor’s degree in Finance, Business, Economics, or a related field.

  • 2+ years of experience in credit analysis or underwriting, preferably in equipment finance or small-ticket commercial lending.

  • Solid understanding of credit reports, scoring models, and risk assessment for both individuals and businesses.

  • Familiarity with credit bureau platforms (e.g., Equifax, TransUnion) and business credit tools (e.g., D&B, Experian).

  • Proficiency in Microsoft Excel and standard productivity tools.

  • Strong analytical skills, attention to detail, and decision-making ability.

  • Clear and professional written and verbal communication skills.
  • Ability to quickly adapt to changing credit parameters influenced by market trends, portfolio performance and new initiatives.

Preferred Qualifications

  • Experience with application-only lending models or automated credit decisioning platforms.

  • Familiarity with various equipment types in transportation, construction, or manufacturing.

  • Exposure to CRM or credit management systems (e.g., Salesforce, nCino, or similar).

  • Typing Speed Requirement: 25 wpm

Show