Area Credit Manager

<table width="501" cellpadding="7" cellspacing="0"> <colgroup><col width="144" /> <col width="327" /> </colgroup><tbody><tr valign="top"> <td width="144" height="13" bgcolor="#ed7d31" style="background:#ed7d31;border:1px solid #000000;padding:0cm 0.19cm;"><p style="margin-top:0.42cm;"> <font color="#ffffff"><font style="font-size:14pt;"><span lang="en-us" xml:lang="en-us"><b>Job Title</b></span></font></font></p> </td> <td width="327" style="border:1px solid #000000;padding:0cm 0.19cm;"><p align="justify" style="margin-top:0.42cm;"> <font color="#000000"><font style="font-size:14pt;"><span lang="en-us" xml:lang="en-us"><b>Area Credit Manager - Disbursement</b></span></font></font></p> </td> </tr> <tr valign="top"> <td width="144" height="23" bgcolor="#002060" style="background:#002060;border:1px solid #000000;padding:0cm 0.19cm;"><p align="justify" style="margin-top:0.42cm;"> <font color="#ffffff"><font style="font-size:14pt;"><span lang="en-us" xml:lang="en-us"><b>Grade</b></span></font></font></p> </td> <td width="327" style="border:1px solid #000000;padding:0cm 0.19cm;"><p align="justify" style="margin-top:0.42cm;"> <font color="#000000"><font style="font-size:14pt;"><span lang="en-us" xml:lang="en-us"><b>AM to Manager</b></span></font></font></p> </td> </tr> <tr valign="top"> <td width="144" height="12" bgcolor="#ed7d31" style="background:#ed7d31;border:1px solid #000000;padding:0cm 0.19cm;"><p align="justify" style="margin-top:0.42cm;"> <font color="#ffffff"><font style="font-size:14pt;"><span lang="en-us" xml:lang="en-us"><b>Department</b></span></font></font></p> </td> <td width="327" style="border:1px solid #000000;padding:0cm 0.19cm;"><p align="justify" style="margin-top:0.42cm;"> <font color="#000000"><font style="font-size:14pt;"><span lang="en-us" xml:lang="en-us"><b>Credit</b></span></font></font></p> </td> </tr> </tbody></table><p><b style="font-size:12pt;font-family:Calibri, sans-serif;color:rgb(0,0,0);"><br /></b></p><p><b style="font-size:12pt;font-family:Calibri, sans-serif;color:rgb(0,0,0);">Job Purpose:</b></p><p align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;"> <font color="#000000"><font face="Calibri, sans-serif"><span lang="en-us" xml:lang="en-us"><i>Responsible for evaluating and underwriting loan applications received via digital channels. Focus on quick, accurate decisioning with policy adherence, KYC verification, fraud checks, and coordination with stakeholders to achieve seamless, paperless disbursements.</i></span></font></font></p><p lang="en-us" align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;" xml:lang="en-us"> <br /> <br /> </p><p align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;"> <font color="#000000"><font face="Calibri, sans-serif"><font style="font-size:12pt;"><span lang="en-us" xml:lang="en-us"><b>Key Responsibilities:</b></span></font></font></font></p><ul> <li><p align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;"> <font color="#000000"><font face="Calibri, sans-serif"><span lang="en-us" xml:lang="en-us">Lead a team of BCMs for smooth functioning of disbursements</span></font></font></p></li> <li><p align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;"> <font color="#000000"><font face="Calibri, sans-serif"><span lang="en-us" xml:lang="en-us">Follow the process after soft sanctions of cases.</span></font></font></p></li> <li><p align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;"> <font color="#000000"><font face="Calibri, sans-serif"><span lang="en-us" xml:lang="en-us">Adhere the compliance of sanction conditions of Legal & Technical.</span></font></font></p></li> <li><p align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;"> <font color="#000000"><font face="Calibri, sans-serif"><span lang="en-us" xml:lang="en-us">Disbursement of cheques</span></font></font></p></li> <li><p align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;"> <font color="#000000"><font face="Calibri, sans-serif"><span lang="en-us" xml:lang="en-us">Follow-up with legal vendor for transactions</span></font></font></p></li> <li><p align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;"> <font color="#000000"><font face="Calibri, sans-serif"><span lang="en-us" xml:lang="en-us">Collection, Submission & Dispatch of OPP</span></font></font></p></li> </ul><p lang="en-us" align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;margin-left:1.27cm;" xml:lang="en-us"> <br /> <br /> </p><p align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;"> <font color="#000000"><font face="Calibri, sans-serif"><font style="font-size:12pt;"><span lang="en-us" xml:lang="en-us"><b>Skills Required:</b></span></font></font></font></p><ul> <li><p align="justify" style="line-height:0.49cm;margin-bottom:0cm;"> <font color="#000000"><font face="Calibri, sans-serif"><span lang="en-us" xml:lang="en-us">Proficiency in digital KYC, fraud control, and MIS tools.</span></font></font></p></li> <li><p align="justify" style="line-height:0.49cm;margin-bottom:0cm;"> <font color="#000000"><font face="Calibri, sans-serif"><span lang="en-us" xml:lang="en-us">Attention to detail and compliance orientation.</span></font></font></p></li> </ul><p lang="en-us" align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;" xml:lang="en-us"> <br /> <br /> </p><p align="justify" style="line-height:0.49cm;margin-bottom:0.28cm;"> <font color="#000000"><font face="Calibri, sans-serif"><font style="font-size:12pt;"><span lang="en-us" xml:lang="en-us"><b>Educational Qualifications and Experience:</b></span></font></font></font></p><ul> <li><p align="justify" style="line-height:0.49cm;margin-bottom:0cm;"> <font color="#000000"><font face="Calibri, sans-serif"><span lang="en-us" xml:lang="en-us">Graduate / Post-Graduate in Finance, Commerce, or related field.</span></font></font></p></li> <li><p align="justify" style="line-height:0.49cm;margin-bottom:0cm;"> <font color="#000000"><font face="Calibri, sans-serif"><span lang="en-us" xml:lang="en-us">4-7 years in credit disbursement with team handling experience.</span></font></font></p></li> </ul><p lang="en-us" align="justify" style="line-height:0.49cm;margin-bottom:0cm;" xml:lang="en-us"> <br /> </p><p> </p><p style="line-height:108%;margin-bottom:0.28cm;margin-left:1.27cm;"> <br /> <br /> </p><p><br /></p><p><br /></p><p><br /></p><p><br /></p><p><br /></p><p><br /></p>