ASSISTANT MANAGER - CREDIT ADMINISTRATION & MONITORING
Job
Purpose
To manage and oversee credit administration and
monitoring activities, ensuring accurate facility booking, ongoing portfolio
monitoring, compliance with internal policies and regulatory requirements, and
proper maintenance of security documentation for all approved credit
facilities.
Key
Responsibilities
· Prepare and submit periodic
credit administration and portfolio reports.
· Monitor excesses, areas,
expired facilities, contingent liabilities, and non-performing accounts.
· Track loan portfolio quality,
sector and currency exposure, large exposures, and related risk indicators.
· Prepare management information
and reports required by senior management, risk committees, and regulators.
· Submit credit information and
statutory returns to the Credit Reference Bureau and regulatory authorities.
· Maintain credit facilities
within banking systems, including limit setup, renewals, amendments, and
account closures.
· Ensure timely accrual,
collection, and monitoring of fees, commissions, insurance premiums, and
related charges.
· Coordinate perfection, custody,
verification, and safe storage of security documentation.
· Maintain complete and accurate
collateral records, securities registers, and insurance records.
· Support issuance of guarantees,
letters of credit, and other credit-related instruments.
· Assist with audits, regulatory
reviews, and implementation of corrective actions.
· Undertake additional credit
administration duties assigned by management.
Reporting
& Stakeholder Management
· Provide accurate and timely
information to management and internal stakeholders.
· Collaborate with Credit, Risk,
Operations, Legal, Finance, and Audit teams to ensure effective credit
administration.
Requirements
Key
Competencies
· Strong understanding of credit
administration, collateral management, and banking operations.
· High attention to detail and
analytical capability.
· Excellent reporting,
communication, and organizational skills.
· Ability to manage multiple
priorities and meet strict deadlines.
· Sound knowledge of regulatory
and internal credit governance requirements.
- 3 to 5+ years of practical experience in credit administration, collateral management, credit risk monitoring, or core banking operations.
- Bachelors Degree/Masters in Business Administration, Banking, Finance, Economics, Accounting, Statistics, Financial Risk Management or related fields