Associate Credit Analyst
Summary
Analyze financial statements and credit reports to structure loans and mitigate risk for a fintech company.
Job Duties/Responsibilities:
- Analyze financial data, including bank statements, balance sheets, statements of cash flows, business and personal credit reports.
- Formulate recommendations with appropriate credit structures to provide effective risk mitigation. Effectively communicate findings and recommendations through strong written and verbal communication skills.
- Enter, update and retrieve information for credit applications
- Collaborate with cross-functional teams to address appropriate credit issues. Build relationships with customers and various departments within the organization.
- Ensure timely review of assigned transactions and credit facilities for new requests.
- Special credit related projects as needed.
Characteristics:
- Strong analytical and problem-solving skills
- Strong attention to detail
- Strong written and verbal communication skills
- Organizational skills and ability to multitask
- Works well within a team oriented, fast paced culture
- Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information
Experience Requirements:
- Bachelor’s degree in Finance
- Proficient in Microsoft office series (excel, word, outlook)
- 1-2 years leasing/banking experience (preferred)
Salary Range: $45k - 55k/ year