Branch Credit Manager

<p class="MsoNormal" style="text-align:justify;line-height:14pt;"><b><span style="font-size:12pt;font-family:Calibri, sans-serif;color:#000000;">Job Purpose: </span></b></p><p><b></b></p><b></b><p class="MsoNormal" style="text-align:justify;line-height:14pt;"><i><span style="font-family:Calibri, sans-serif;color:#000000;">Responsible for evaluating and underwriting loan applications received via digital channels. Focus on quick, accurate decisioning with policy adherence, KYC verification, fraud checks, and coordination with stakeholders to achieve seamless, paperless disbursements.</span></i></p><p><i></i></p><i></i><p class="MsoNormal" style="text-align:justify;line-height:14pt;"><i><span style="font-family:Calibri, sans-serif;color:#000000;"> </span></i></p><p class="MsoNormal" style="text-align:justify;line-height:14pt;"><b><span style="font-size:12pt;font-family:Calibri, sans-serif;color:#000000;">Key Responsibilities:</span></b></p><p><b></b></p><b></b><p class="MsoListParagraphCxSpFirst" style="text-align:justify;text-indent:-0.25in;line-height:14pt;"><span style="font-family:Symbol;color:#000000;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-family:Calibri, sans-serif;color:#000000;">Follow the process after soft sanctions of cases.</span></p><p></p><p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-0.25in;line-height:14pt;"><span style="font-family:Symbol;color:#000000;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-family:Calibri, sans-serif;color:#000000;">Adhere the compliance of sanction conditions of Legal & Technical.</span></p><p></p><p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-0.25in;line-height:14pt;"><span style="font-family:Symbol;color:#000000;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-family:Calibri, sans-serif;color:#000000;">Disbursement of cheques</span></p><p></p><p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-0.25in;line-height:14pt;"><span style="font-family:Symbol;color:#000000;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-family:Calibri, sans-serif;color:#000000;">Follow-up with legal vendor for transactions</span></p><p></p><p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-0.25in;line-height:14pt;"><span style="font-family:Symbol;color:#000000;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-family:Calibri, sans-serif;color:#000000;">Collection, Submission & Dispatch of OPP</span></p><p></p><p class="MsoListParagraphCxSpLast" style="text-align:justify;line-height:14pt;"><span style="font-family:Calibri, sans-serif;color:#000000;"> </span></p><p class="MsoNormal" style="text-align:justify;line-height:14pt;"><b><span style="font-size:12pt;font-family:Calibri, sans-serif;color:#000000;">Skills Required:</span></b></p><p><b></b></p><b></b><p class="MsoListParagraphCxSpFirst" style="margin-bottom:0in;text-align:justify;text-indent:-0.25in;line-height:14pt;"><span style="font-family:Symbol;color:#000000;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-family:Calibri, sans-serif;color:#000000;">Proficiency in digital KYC, fraud control, and MIS tools.</span></p><p></p><p class="MsoListParagraphCxSpLast" style="margin-bottom:0in;text-align:justify;text-indent:-0.25in;line-height:14pt;"><span style="font-family:Symbol;color:#000000;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-family:Calibri, sans-serif;color:#000000;">Attention to detail and compliance orientation.</span></p><p></p><p class="MsoNormal" style="text-align:justify;line-height:14pt;"><b><span style="font-size:12pt;font-family:Calibri, sans-serif;color:#000000;"> </span></b></p><p class="MsoNormal" style="text-align:justify;line-height:14pt;"><b><span style="font-size:12pt;font-family:Calibri, sans-serif;color:#000000;">Educational Qualifications and Experience:</span></b></p><p><b></b></p><b></b><p class="MsoListParagraphCxSpFirst" style="margin-bottom:0in;text-align:justify;text-indent:-0.25in;line-height:14pt;"><span style="font-family:Symbol;color:#000000;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-family:Calibri, sans-serif;color:#000000;">Graduate / Post-Graduate in Finance, Commerce, or related field.</span></p><p></p><p> </p><p class="MsoListParagraphCxSpLast" style="margin-bottom:0in;text-align:justify;text-indent:-0.25in;line-height:14pt;"><span style="font-family:Symbol;color:#000000;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-family:Calibri, sans-serif;color:#000000;">1–3 years in credit disbursement; experience in digital/fintech lending preferred.</span></p><p></p>