Business Analyst
Summary
Business Analyst at a bank in Cambodia; analyzes credit proposals, monitors loan portfolios, and ensures compliance with credit guidelines and regulatory requirements.
- To support the commercial relationship manager to retain and grow good credit customers.
- To provide quality inputs / make sound & balanced credit proposal for approval by higher authority.
- To ensure the credit annual review is approved within credit guidelines of the bank.
- To ensure good quality and healthy credit portfolio and minimize credit losses by monitoring regularly.
- To work closely with relationship manager to ensure approved terms and conditions are followed through.
- Initiate and work closely with Commercial A/RM for on time annual loan review.
- Keep follow up with the RM/ARM for updated financial report, and other supporting documents.
- Enhance the credit annual review paper on financial analysis, conduct of account, risk/mitigation, industry analysis, and so on.
- Site visit customer, when necessary.
- Monitor conditions imposed by approvers.
- To ensure that proper internal controls, guidelines and governance are in place to facilitate day-to-day activities.
- Perform necessary report and other assignment for management.
- To work closely with Credit Risk Department/ Business Units to structure deals to be beneficial to both bank and customer with strong risk control.
- To ensure the approval turnaround time is or beyond service level agreement set.
- To assist Head of Enterprise Banking and Business Banking in running credit knowledge/best practice sharing session to the Commercial relationship manager.
- To ensure self-development and to develop others.
Knowledge Skills and Experience:
- Tertiary qualification in Economic, Accounting, or related field;
- At least 3-4 years credit experience;
- Strong analytical skills;
- Strong knowledge and understanding of country economy and the business practice in Cambodia;
- Have a good business minded with strong interpersonal skills;
- Understand about local regulatory requirements;
- Good written and verbal communication in English;
- Good planning, organizing and problem solving skills;
- Excellent problem identification & resolution skills;
- Highly motivated and committed;
- Good knowledge of Microsoft Office and Windows-based computer applications.
We encourage candidates from all backgrounds to apply.