Business Analyst(For Non IT Departments)

Job Overview: Business Analyst

Location: Remote (CST Time Zone Preferred)

Contract Type: Contract

Business Unit: Credit Risk Infrastructure and Portfolio Management 3P

Role Description

As a Business Analyst within the Credit Risk Infrastructure team, you will analyze non-IT business problems and articulate requirements to support critical process improvement opportunities. This role requires a strategic thinker capable of assessing process performance, identifying alternative solutions, and building a common understanding between process owners and solution developers.

Key Responsibilities

• Process Analysis: Scrutinize existing non-IT business processes to pinpoint inefficiencies and identify opportunities for modernization.
• Documentation: Prepare comprehensive documentation for both current ("as-is") and desired ("to-be") states.
• Requirement Orchestration: Develop detailed business requirements and act as a primary liaison between stakeholders and technical execution teams.
• Financial Payback Framework: Create frameworks for assessing financial payback and prepare formal ROI statements for proposed investments.
• Strategic Recommendations: Identify and evaluate alternative solutions, providing data-driven recommendations to executive leadership.

Required Skills & Expertise

The hiring manager is prioritizing candidates with the following technical proficiencies:

• SAS Specialist: 6–10 years of experience using SAS for data extraction, transformation, and analysis.
• SQL Expert: 6–10 years of experience writing complex queries to manipulate and interpret large data sets.
• Data Analytics: 5–10 years of overall data experience, with a focus on normalizing data for risk modeling.
• Credit Risk Domain: Specialized knowledge in Credit Card and Consumer Loan portfolios.

Daily Duties & Team Context

• Technical Data Management: Utilize SAS and SQL daily to extract, normalize, and interpret complex data stacks for portfolio management.
• Decision Support: Serve as the Subject Matter Expert (SME) for data-driven decisions impacting consumer loan products.
• Risk Mitigation: Partner with IT and business units to ensure all technical output aligns with internal risk controls and enterprise standards.

Candidate Success Criteria

• Strategic Communication: Strong written and verbal skills to articulate complex business problems and build consensus among stakeholders.
• ROI Proficiency: Demonstrated experience in preparing ROI statements and cost-benefit analysis for proposed investment projects.
• High-Stakes Problem Solving: Proven ability to resolve situational issues quickly in a fast-paced financial environment.