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Business Analyst - FX and Payments

Job Description
About the Role
We are seeking a Senior Technical Product Owner to drive FX and Payments technology initiatives.
You will own the product backlog, translate business requirements into delivery-ready user stories, and act as the primary liaison between business stakeholders and Agile delivery teams across FX and cross-border payment programs.

Key Responsibilities
•     Own and prioritize the product backlog; define user stories, acceptance criteria, and functional requirements
•     Translate FX and payments business processes into actionable technology solutions
•     Partner with trading, operations, risk, compliance, and technology teams to define and execute the product roadmap
•     Drive sprint ceremonies: backlog refinement, sprint planning, and stakeholder demos
•     Track product KPIs and communicate status, risks, and decisions to senior leadership
•     Support regulatory and compliance requirements across FX and capital markets


Required Qualifications/Skills

•     5+ years as a Product Owner or Business Analyst in financial services technology
•     3+ years’ experience in FX and settlements
•     Business systems analyst skill set
•     Agile/Scrum experience in a large, matrixed organization
•     Experience with payment modernization: real-time payments, correspondent banking, sanctions screening
•     Familiarity with FX risk concepts: counterparty exposure, limit monitoring, etc
•     Regulatory reporting knowledge
•     Proficiency with Jira and Confluence
•     Hands-on experience in using AI tools (GitHub, Copilot) to assist with requirements documentation and analysis


Required FX Domain Knowledge

•     Rates & Pricing
-     Spot rates
-     Forward rates
-     Cross rates and derived currency pair calculations

•     FX Products
- Spot, Forwards, FX Swaps, Cross-Currency Swaps:

•     Settlement & Operations
-     Interbank Settlements for FX
-     Full trade lifecycle: execution → confirmation → netting → settlement
-     CLS settlement: payment-versus-payment mechanics, eligible currencies, settlement windows
-     Nostro/Vostro reconciliation; identification and resolution of breaks and failed trades
-     Value date conventions by currency pair; T+1/T+2 settlement cycle implications
-     SWIFT messaging: MT202/MT103 (payments); ISO 20022 equivalents (pacs, fxtr)



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