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Business System Analyst - Payments

Payments BSA (Payments Domain, High Value Payments or Real Time Payments , API ,Bulk transfer , Sanctions , ESS)

Toronto, ON - Hybrid (4 Days WFO)

Operations UI BSA

UI BA & BSA Capabilities

• 5+ years BA/BSA experience in Agile environment • Manage end-to-end requirements from elicitation through delivery • Gather requirements from multiple non-technical business and operations stakeholders • Create process maps (as-is and to-be) and gap analysis • Translate complex business processes and requirements into clear functional and UI user stories • Communicate functional and UI requirements to technical and UXD team • Write functional and UI requirements that developers can execute independently • Control scope and prioritize requirements


Domain Knowledge: SWIFT & Payments

• Deep knowledge of SWIFT ISO 20022 MX message standards (pain.001, pain.002, pacs.002, pacs.004, pacs.008, pacs.009) • Understand payment flows: instructed, instructing, intermediary, and cover payments • Understand Domestic vs Cross-border payment processing • Know exception handling and remediation processes in high-value payments operations • Understand common payment exceptions (failed validations, sanctions hits, format rejections, duplicates, timeouts, etc)


Payments Operations Experience

• Working experience in high-value payments operations or payments transformation projects and gathered requirements • Experience identifying operational pain points and converting them into requirements


AI & Model Tools

• Hands-on experience in using AI tools (GitHub, Copilot) to assist with requirements documentation and analysis



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