Chief Financial Officer

Own the financial architecture and capital strategy behind Matium’s institutional spot market infrastructure. You will build the systems, discipline, and liquidity strategy required to scale toward GMV targets while maintaining regulatory integrity and capital efficiency.

Detailed Job Description

Capital & Liquidity Management

• Manage and optimize the company’s trade finance and liquidity relationships
• Oversee credit insurance and transaction finance structures supporting verified transactions
• Build a scalable working capital strategy aligned to GMV growth
• Evaluate and structure additional non-dilutive capital sources
• Ensure capital efficiency as marketplace volume scales

Cash Flow & Financial Discipline

• Own and maintain a disciplined path to cash-flow breakeven
• Maintain a rolling 24-month forecast updated monthly
• Refine transaction-level unit economics (take rate, contribution margin, capital utilization)
• Implement structured cash management policies across the company
• Build financial discipline appropriate for a scaling market infrastructure company

Merchant-of-Record, Controls & Compliance

• Formalize and maintain merchant-of-record financial structure (agent vs. principal treatment)
• Implement GAAP-compliant revenue recognition under ASC 606
• Establish internal controls and audit-ready financial processes
• Develop and enforce KYC and AML policies and procedures, including counterparty verification, beneficial ownership documentation, sanctions screening, and ongoing risk monitoring
• Ensure regulatory compliance as transaction volume scales

Tax Strategy & Compliance

• Oversee federal, state, and local tax compliance
• Manage annual filings and reporting requirements
• Lead R&D tax credit study and documentation
• Oversee state sales tax exposure, nexus analysis, and filings
• Implement and manage resale certificate (sales tax exemption) processes
• Coordinate with external tax advisors and auditors

Reporting, Metrics & Scale Readiness

• Build investor-grade monthly reporting (GMV, revenue mix, margin, burn, runway)
• Define KPIs tied to $200M GMV target
• Drive budget accountability across departments
• Prepare the company for future institutional raises (financial modeling, diligence readiness, data room discipline)
• Serve as a strategic advisor to the CEO on capital markets positioning

What Success Looks Like

• Clear, institutional-grade financial reporting
• Clean merchant-of-record structure with no compliance ambiguity
• Scalable trade finance and credit framework aligned to GMV growth
• Strong unit economics visibility at the transaction level
• Company fully diligence-ready for future institutional capital

Desired Skills & Requirements

• 10+ years of experience in finance leadership roles (CFO or VP Finance)
• Experience in marketplace, fintech, payments, logistics, or high-volume transaction environments preferred
• Deep understanding of revenue recognition (ASC 606), merchant-of-record treatment, and compliance frameworks
• Experience building and managing working capital strategies
• Strong familiarity with KYC, AML, and trade finance structures
• Experience managing tax compliance across multiple jurisdictions
• Track record preparing companies for institutional raises
• CPA strongly preferred
• Strong communication skills and executive presence

Compensation

• Base Salary: $190,000 – $245,000 (commensurate with experience)
• Equity: Significant early-stage equity participation
• Performance-based bonus potential
• Full benefits package

Our Core Values

Work Smart

We believe in thinking before acting. Strategy comes first. We ask better questions, challenge assumptions, and design systems that scale. Speed matters — but intelligent speed matters more.

Be Open

We are open to learning, open to being wrong, and open with each other. We value honesty over comfort and transparency over politics. Growth requires humility — and humility creates trust.

Move Forward

We reflect, we learn, and then we keep going. We do not dwell on mistakes or cling to ego. We correct, adapt, and progress. Momentum is earned through consistent forward movement.