Chinese Relationship Manager: Corporate Banking
Job Summary
Maintain and manage portfolio, build and sustain relationships with existing and
new prospective clients as well as represent the Bank in the market. Maximization
of Revenue through NII (Net Interest Income), Fee Income, Cross selling of all
Bank Products, Synergy with Retail, Branch Teams, Treasury Sales,
Bancassurance, Select Banking, Trade Finance, Operations. Should be a Brand
Ambassador.
Relationship Management:
- Manage a portfolio of existing clients and cross sell of Bank’s products to
enhance relationship as per the personal score card which includes
Bancassurance, Promoters and Their Close Family Members of Existing
Corporate Clients to Select Banking. Get Salary accounts of Existing
Corporates and New Corporates.
- Identify and acquire new prospective clients in order to grow the credit
portfolio. To cover the Ecosystem of the Large Corporate Clients for BusinessResponsibilities
- Banking Lending, Agricultural Financing. Need to acquire clients for Lending
Business as well as for Build-up of Low-Cost Deposits. Peep into the
Government Banking as well. Also, may do selectively Corporate Banking
Business as well.
- Source Clients for Fee Based Income issuance of Letter of Credit Bank
Guarantees.
- Achieve the NII Budgets, Fee Income Achieve Loan Budgets and Deposit
Budgets.
- Cross Border Business Referrals to IMK, IMU,IMR,Bank One.
- Regular monitor and follow ups on irregular accounts and excess drawings to
ensure that the health of the portfolio is maintained.
- Regular client visits for inspection/relationship maintenance in liaison with the
supervisor including conducting periodic review of debenture assets e.g.,
stocks and submit the call report accordingly. Visit of the Property Collateral
is mandatory.
- Support credit risk team with application documentation
- Follow up on security documents and offer letters post-approval
- Monitor adherence to BCC/MCC directives and credit covenants
- Ensure AML/KYC compliance for all clients
- Monitor TAT for client applications
- Maintain risk procedures for identification, assessment, monitoring, and reporting
- Drive remediation of audit exceptions and promote risk culture
- Monitor submission of insurance, valuation, and financial reports
- Ensure timely call reports and other required submissions
- Support budget preparation for board approval
- Manage department staff including leave, appraisals, training, and mentoring
- Perform other duties as assigned
Requirements
Knowledge and Experience
- Fluent in Mandarin
- Bachelor’s degree in business administration, Finance, Economics, Marketing
or any other related field
- M.B.A in Finance and Marketing
- A minimum of 3 years of working experience at Senior Officer level
- Credit assessment and financial analysis
- Knowledge of AML/KYC regulations and compliance frameworks
- Risk identification, assessment, and mitigation
- Strong reporting and documentation skills
- Team management and staff development