Commercial Funding Manager
At DJH, our team is at the heart of everything we achieve. And no matter how much we grow, looking after our people will always be our #1 priority. We come in all shapes and sizes, with different qualities, experience and knowledge. Together, our differences create balance. And that is our superpower.
It’s a great opportunity for an individual based near our Manchester, Liverpool or Stoke office to develop and progress within a forward-thinking and fast-paced team. You’ll:
- Engage with clients to understand their needs and objectives, then approach the market to source, structure, negotiate, and secure approval for a range of facilities, including working capital, commercial property, asset finance, and cash flow finance.
- Develop and maintain a network of funders, understanding their target market and applying this knowledge and understanding to satisfy client needs.
- Evaluate the needs of a businesses, meeting these needs with effective funding solutions and clearly communicating these options, allowing decision makers to make informed decisions across a range of funding solutions.
- Be responsible for building relationships and working collaboratively across our network of offices.
- Share your knowledge of the SME funding market by mentoring & stretching the development of others, whilst also investing in opportunities for your own personal development.
- Manage multiple funding processes from start to finish managing client expectations through to a timely completion
- Ensure compliance with mandatory Risk policies and procedures relating to governance, regulatory compliance operational and legal risk.
- Have experience working in an SME Banking environment, maybe as a relationship manager or a business development background.
- Have a passion and strong understanding of business funding.
- Have an ability to assess funding options gained form experience ideally within a banking or similar corporate finance environment.
- Hold the necessary credit skills to analyse businesses and loan requests to identify key issues and develop appropriate solutions.
- Hold strong relationship skills, including the ability to convey and explain information coherently in both oral and written formats.
- Be able to create positive relationships both with external professionals, funders & solicitors.
- Have an ability to challenge management teams to achieve optimum outcomes.
- Be capable of analysing profit and loss, balance sheet and cashflow statements (integrated models) and challenge assumptions ensuring they are fit for funder submission.
- Demonstrate excellent Microsoft Office skills (Excel, Word, PowerPoint)
- Be an ambitious and hard-working self-starter
- Thrive in a collaborative and progressive environment.
- Love getting to know people with fantastic communication skills.
- Be flexible to travel as required to other offices and/or events.
- Competitive salary
- Generous holiday allowance with the ability to buy up to 5 extra days, have your birthday off and a volunteer day
- Flexible hybrid working
- Salary sacrifice car scheme
- Tailored learning and development
- Company pension
- Health MOTs
- Mental health support
- A fully loaded wellbeing, social & community calendar.
Together we achieve great things for our team, clients, communities and the planet. You can read more about life at DJH here. –