The Credit Specialist supports the Lending team by ensuring that approved loans are documented, closed and funded correctly within required timelines. The specialist also assists in loan servicing, payment processing and risk management. Complete knowledge of loan documents and/or loan platform system.

STATEMENT OF EXPECTATIONS

Chickasaw Community Bank (CCB) expects all employees to comply with the responsibilities of their assigned position to the highest degree of performance. Expectations include but are not limited to:

• Adhere to the bank’s policies and support management decisions and goals in a positive, professional manner
• Represent CCB with a high level of integrity and professionalism
• Maintain knowledge and understanding of banking rules, regulations, laws, and all policies and procedures
• Demonstrate a willingness to adapt to changing business needs and deadlines
• Possess a work ethic that includes neatness and punctuality
• Exhibit a professional, business-like appearance, and demeanor
• Answer all voicemails and emails within 24 hours of receipt
• Confer with management concerning questions, procedures, necessary information, forms completion, and problem resolutions
• Complete and attend all required CCB training
• Maintain satisfactory attendance
• Maintain confidentiality of sensitive information
• Follow established policies, systems and controls to ensure compliance with regulatory laws, guidance and internal policies

ESSENTIAL FUNCTIONS

• Prepare the loan documents on all new, renewed or modified loans in accordance with the approved Loan Commitment or Loan Worksheet.
• Initiate a pre-close review of loan documents in accordance with departmental procedures.
• Coordinate funding of the loan.
• Files necessary documents to perfect the bank’s lien position; mortgages and lien entries.
• Establishes appropriate ticklers for outgoing loan monitoring requirements
• Uploads documents to to Abrigo file imaging
• Back up other areas of lending department, specifically mortgage servicing.
• Perform loan servicing and support activities such as, auditing loans, processing payments/corrections.
• Act as first point of contact for internal and external phone inquiries and servicing related tasks.
• Provide any additional assistance as needed to the Chief Credit Officer and Credit teams.

ADDITIONAL RESPONSIBILITIES

• Perform other duties as assigned.
• Perform other tasks requested by supervisor as they relate to the Bank and its functions.
• Prepare various loan reports, as needed or identified including Board Reports, Black Book reports and Loan Committee reports.