Consumer Loan Underwriter (lead level)

Job Summary:

Reviews loan documents and appropriate auto, personal, credit card and home equity lines of credit applications, by assessing financial risk, analyzing data, reviewing borrowers creditworthiness, and ensuring compliance with banking regulations, while making crucial loan underwriting decisions.

Essential Job Duties:

• Perform all duties for a level 1, 2, and 3 Consumer Underwriter
• Assist in coaching, mentoring, motivation and training new staff members on products and procedures
• Identifies training or knowledge gaps within the team and brings to the attention of supervisor, while seeking to close those gaps, to ensure consistent, superior service for our members.
• Provide insight and feedback to management on underwriting policies and procedures
• Answer underwriting inquiries and provided detailed and accurate response in a timely manner
• Support and respond to questions from Consumer Underwriter 1, 2 and 3.
• Support staff in absence of manager or supervisor
• Resolve escalated issues of high complexity and associated risks.
• Perform other duties as assigned.