Consumer Real Estate Loan Documentation Specialist
Summary
Prepares and reviews consumer real estate loan documentation at Bryant Bank's Birmingham Operations Center, ensuring disclosures and closing documents are timely, accurate, and compliant with mortgage lending regulations (notably TRID). Coordinates with loan officers, processors, and underwriters, verifies closing conditions, and supports audits.
Position Summary:
The Consumer Real Estate Loan Documentation Specialist role is responsible for preparing and ensuring the accuracy and compliance of all consumer real estate loan documentation. The ideal candidate will have a strong understanding of mortgage lending regulations, specifically TRID, exceptional attention to detail, and the ability to work efficiently in a fast-paced environment.
Essential Duties and Responsibilities:
- Prepare and coordinate consumer real estate disclosures, ensuring all disclosures are timely and accurate in accordance with regulatory requirements
- Prepare and coordinate consumer real estate loan closing documentation, ensuring all documents are accurate and in accordance with regulatory requirements
- Review title commitments, insurance policies, and other third-party reports to identify and resolve any issues that may affect document accuracy
- Maintain clear communication with loan officers, processors, and underwriters to facilitate smooth loan closings
- Verify all conditions of approval have been satisfied prior to closing
- Maintain organized loan files in electronic format in accordance with record retention policies
- Assist with internal and external audits by providing documentation and responding to audit findings
- Stay current with changes in mortgage lending regulations and industry best practices through continuing education and training
- Performs other related duties as assigned