Credit Administrative Analyst
Summary
Analyzes and processes commercial loan requests by gathering financial data, preparing credit memos, and assisting with loan reviews and board reports for a community bank.
Leadership:
- Proactively seek opportunities for personal and professional development. Be growth minded.
- Enthusiastically support bank initiatives.
- Develop and maintain a supportive relationship with branch and interdepartmental teammates.
Sales & Service:
- Deliver unmatched service by consistently executing the MCB PROMISE.
- Handle internal customer assignments in an efficient, timely manner.
- Answer the telephone using MCB protocol. Warmly transfer calls when necessary.
- Develop a conversational competence about all bank products. Take the initiative to develop product knowledge. Consistently identify customer needs and present solutions.
Job Functions:
- Assist commercial loan officers with underwriting loan requests. This includes, but is not limited to:
- Requesting all necessary financial information
- Spreading business financial statements
- Preparing Global Cash Flow worksheet
- Writing credit briefs and credit memos.
- Assist loan officers with construction loan management. Do on-site building inspections when needed.
- Assist CCO in conducting annual loan reviews.
- Assist CCO in preparing monthly and quarterly board reports.
- Assist with branch responsibilities as needed.
- Complete all assigned training by the required deadlines.
- Other duties as assigned.