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Credit Line Growth Analyst

Summary

Analyzes and optimizes credit line growth for a fintech lender using data, dashboards, and cross-functional collaboration to improve product performance and customer experience.

About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role

El Analista de Credit Line Growth apoyará la identificación de oportunidades de crecimiento del negocio mediante el análisis de datos, el seguimiento a indicadores clave y la generación de insights accionables. Trabajará de manera transversal con equipos comerciales, de producto y operaciones para contribuir a la implementación de iniciativas que mejoren el desempeño del producto y la experiencia de los clientes.

Responsabilidades

  • Proponer automatizaciones y mejoras en los procesos internos actuales

  • Crear, mantener y mejorar dashboards de seguimiento comercial

  • Analizar y evaluar los esfuerzos comerciales actuales para identificar áreas de oportunidad

  • Proponer iniciativas y estrategias comerciales orientadas a lograr los objetivos de negocio

  • Dar seguimiento a KPIs y apoyar en la medición de resultados

  • Realizar análisis para responder preguntas de negocio e identificar oportunidades de mejora.

  • Apoyar en la elaboración de business cases para solicitar presupuesto de nuevas iniciativas

  • Dar seguimiento al avance, desempeño y cumplimiento de compromisos, incluyendo el desempeño de los esfuerzos comerciales

  • Apoyar con la preparación de presentaciones ejecutivas para el senior management

  • Requerimientos

    Requisitos para el correcto desempeño en el puesto:

  • Manejo avanzado de Excel o Google Sheets.

  • SQL

  • Experiencia o interés en fintech, consumo masivo, o entornos comerciales de alto volumen.

  • Capacidad para trabajar con equipos multidisciplinarios y buena organización para manejar múltiples proyectos.

  • Comunicación clara y concisa. Perfil proactivo, ordenado y orientado a resultados.

  • Inglés avanzado.

  • Experiencia (incluyendo prácticas profesionales o internships) en análisis de negocio, consultoría, estrategia o áreas afines es un plus.

  • Ingeniería Industrial, Ingeniería en Negocios, o carreras afines (concluida).

  • Disponibilidad para trabajar en Ciudad de México de forma híbrida.

  • Benefits

    100% Company-funded Health and dental and vision discount plan for employees and immediate family members.
    Life insurance.
    Phone finance, Headphone, home office equipment and wellness perks.
    30 days of Christmas bonus.
    20 days paid Vacation.
    50% Vacation premium.
    13% Saving funds.
    $2,000 MXN monthly grocery coupons.
    $2,000 USD annual Co-working Travel perk.
    $2,000 USD annual Professional Development perk.
    PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
    PayJoy Principles
    Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening

    What this application asks

    lever

    Resume/CV, Full name, Email, Phone, Current location, Current company, LinkedIn (optional) URL, GitHub (optional) URL, Other website

    • Is your preferred name the same as your legal name? yes / no · optional
    • If you selected "No", please enter your preferred name. (If you selected "Yes", you may leave this field blank) optional
    • This role is expected to be on site Monday, Wednesday and Thursday. Are you able to commit to that schedule? choose one · optional
    • Please list your current location choose one · optional
    • If you are not located in the city where this role is based, are you able to relocate? choose one · optional
    • What is your salary gross expectation (in the local currency and monthly/year amount). Please, consider the other benefits mentioned too.
    • Please assess your English proficiency. choose one · optional

    See also