Credit Manager - Energy, Infrastructure and Project Finance in , United States

Credit ManagerThe Credit Manager is responsible for leading the underwriting and portfolio management team with a primary focus on people leadership, asset quality, and credit risk mitigation across the Energy, Infrastructure, and Project Finance platform. This role ensures consistent execution of underwriting, servicing, and—when necessary—credit restructuring strategies to protect the bank's capital and optimize portfolio performance.The Credit Manager drives accountability for underwriting quality, portfolio monitoring, and servicing execution, while developing and coaching team members to perform at a high level. The role also has direct responsibility for maintaining asset quality through proactive risk identification, disciplined monitoring, and timely intervention, including restructuring or modification strategies where appropriate.In addition, this position provides clear, accurate, and timely reporting to senior leadership and executive stakeholders on portfolio performance, emerging risks, and mitigation actions.Essential Job FunctionsLead and develop the underwriting and portfolio management team, including hiring, coaching, performance management, and establishing a culture of accountability, ownership, and continuous improvementOwn overall asset quality of the portfolio, ensuring risks are proactively identified, assessed, and mitigated through underwriting discipline, servicing actions, and restructuring where necessaryEnsure consistent and appropriate underwriting standards, credit structuring, and risk assessment practices across all new originationsOversee ongoing portfolio surveillance, including covenant compliance, borrower performance, reporting, and early warning indicators, with clear escalation protocolsDirect and support credit intervention strategies, including amendments, waivers, modifications, and restructurings, to minimize losses and optimize recoveriesReview and approve underwriting and portfolio analysis work product, ensuring accuracy, completeness, and alignment with bank credit standards and risk appetiteEstablish and enforce portfolio management cadence and controls, including periodic reviews, asset quality grading, and action planning for underperforming creditsProvide executive-level reporting and insights on portfolio health, risk trends, watchlist assets, criticized/classified exposures, and mitigation strategiesPartner with senior leadership, credit risk, and loan committee to ensure risk-adjusted decisioning and alignment with strategic objectivesCoordinate cross-functionally with originations, closing, operations, and risk teams to execute transactions and servicing actions efficiently and consistentlyDrive process improvements and standardization across underwriting, monitoring, and servicing workflows to enhance scalability and control