Credit Manager

We are seeking a skilled Credit Manager to join our team in the Mumbai region. The ideal candidate will have a strong background in credit underwriting and a deep understanding of loan products, particularly Loan Against Property (LAP) and mortgage loans. As a Credit Manager, you will be responsible for evaluating credit applications, assessing risk, and making informed lending decisions that align with our company's policies and objectives. Key Responsibilities: - Review and analyze credit applications to determine the creditworthiness of applicants. - Conduct thorough assessments of financial documents and credit histories. - Collaborate with branch teams to ensure efficient processing of loan applications. - Develop and implement credit policies and procedures to mitigate risk. - Provide training and support to junior credit staff and branch personnel. - Monitor and manage the performance of the loan portfolio, ensuring compliance with regulatory requirements. - Prepare reports and presentations for senior management regarding credit trends and portfolio performance. Required Skills: - Proven experience as a Credit Manager or in a similar role. - Strong knowledge of credit underwriting processes and risk assessment. - Familiarity with LAP and mortgage loan products. - Excellent analytical and decision-making skills. - Strong communication and interpersonal skills to work effectively with clients and team members. - Ability to work under pressure and meet tight deadlines. If you are a motivated professional with a passion for credit management and a desire to contribute to our success, we encourage you to apply for this exciting opportunity.