Credit Relationship Manager- Real Estate, Corporate & Investment Banking (UAE National Only)

Credit Relationship Manager:

• Support in preparation and submission of Credit Proposals (CP) for both existing (Annual Reviews and Amendments) and New To Bank (NTB) clients. Responsibilities include (but not limited to):
  • Facility structuring;
  • BIR;
  • Financial spreads and comments on financials;
  • Account conduct;
  • Generate Ratings
  • Well versed with PREM/Moodys
  • Directly liaise with customers (in consultation with the RMs) for information / clarifications;
  • eName checks.
• Monitor:
  • CP expiries and update database on a weekly basis for expired, submitted and queried CPs;
  • Upcoming maturities;
  • Insurance expiries;
  • Valuation expiries;

  • Covenant testing

• Communicate:

Liaise with relevant internal and external stakeholders and clients for the following:

• Maintain up-to-date operational performance data of the portfolio (LRD, DSCR and OD utilization etc.)
  • Develop strong working relationship with the clients enabling to engage them freely to resolve issues.
  • Excellent rapport with internal stakeholders (Ops, Documentation, Credit Admin and Credit)