Credit Review/ Analysis_BLR (Sr Associate/ Delivery Lead/ Manager)

<p class="MsoNormal" style="font-family:Roboto, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;"><span style="font-weight:bolder;"><u><span style="font-size:11pt;font-family:Calibri;">Job Title: Credit analysis & review (Associate/ Sr Associate/ Delivery Lead/ Manager)</span></u></span></p><ul style="font-family:Roboto, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;"><li><span style="font-weight:bolder;"><span style="font-size:11pt;font-family:Calibri;color:rgb(0,0,0);">Location:</span></span><span style="font-size:11pt;font-family:Calibri;color:rgb(0,0,0);"> Bangalore (work from office)</span></li><li><span style="font-weight:bolder;"><span style="font-size:11pt;font-family:Calibri;color:rgb(0,0,0);">Work hours: </span></span><span style="font-size:11pt;font-family:Calibri;color:rgb(0,0,0);">10am to 7pm IST</span></li><li><span style="font-weight:bolder;"><span style="font-size:11pt;font-family:Calibri;color:rgb(0,0,0);">Department:</span></span><span style="font-size:11pt;font-family:Calibri;color:rgb(0,0,0);"> Lending Services</span></li><li><span style="font-weight:bolder;"><span style="font-size:11pt;font-family:Calibri;">Experience Level</span></span><span style="font-size:11pt;font-family:Calibri;">: 2-14 years</span></li><li><span style="font-size:11pt;font-family:Calibri;">0-2 months' notice candidates preferred due to business need.</span></li></ul><p class="MsoNormal" style="font-family:Roboto, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;"><span style="font-weight:bolder;"><u><span style="font-size:10pt;font-family:Calibri;">Job Purpose</span></u></span></p><p class="MsoNormal" style="font-family:Roboto, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;"><span style="font-size:10pt;font-family:Calibri;">We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLA’s.</span></p><p class="MsoNormal"><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;"><b><u><span style="font-family:Calibri;font-size:10pt;">Key Skills / Responsibilities</span></u><span style="font-family:Calibri;font-size:10pt;"> </span></b></span></font></p><ul><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">The candidate will perform credit risk assessment for General Corporate </span></font></li><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates </span></font></li><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">Managing a portfolio of clients and handling rating assignments </span></font></li><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">Financial Spreading (preferably on MCL – Moody’s Credit Lens or any other platform/MS Excel templates) </span></font></li><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.) </span></font></li><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">Build forecast excel models (Projections and DCF models will be an added advantage) </span></font></li><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties </span></font></li><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">Adhering to standard operating procedure & policies including compliance documentation. </span></font></li></ul><p class="MsoNormal"><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;"><b><u>Behavioral Competencies </u></b></span></font></p><ul><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">2-12 year’s relevant experience in credit review/ appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large size corporates OR building financial model, LBO models, DCF/ relative valuations </span></font></li><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">Good communication skills </span></font></li><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">Ability to multi-task, priority setting and meeting deadlines </span></font></li><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention </span></font></li><li><font face="Roboto, -apple-system, BlinkMacSystemFont, Segoe UI, Arial, sans-serif"><span style="font-size:10pt;font-family:Calibri;">Clear and logical thinking to understand client’s requirements</span></font></li></ul>