Credit Risk Data Scientist — SME Lending & Models
Summary
Build and refine credit risk models to predict SME defaults, using ML and actuarial methods while collaborating with cross-functional teams to balance growth and risk.
HALA Financing is seeking an Actuarial Data Scientist to advance our credit engine, risk models, and portfolio monitoring. You will predict probability of default, enhance credit decisioning, and build data-driven models to support responsible SME growth.
The ideal candidate blends actuarial thinking with credit risk modelling, ML, and strong business judgment, collaborating with Credit, Risk, Product, and Data Engineering to turn insights into actionable strategies balancing growth with