Credit Underwriter

We are seeking a skilled Credit Underwriter to join our team in the Mumbai region. The ideal candidate will be responsible for evaluating and analyzing credit data and financial statements of individuals or businesses to determine the risk involved in extending credit or lending money. This role is crucial in ensuring that our lending practices are sound and that we maintain a healthy portfolio. Key Responsibilities: - Assess creditworthiness of applicants by reviewing their financial history and credit reports. - Analyze financial data and documentation to make informed lending decisions. - Collaborate with loan officers and other stakeholders to gather necessary information for underwriting decisions. - Ensure compliance with regulatory requirements and internal policies during the underwriting process. - Prepare detailed reports and recommendations based on credit analysis. - Monitor and review existing loans to identify potential risks and recommend actions as necessary. Required Skills: - Strong understanding of credit analysis and underwriting principles. - Proficiency in evaluating financial statements and credit reports. - Excellent analytical and decision-making skills. - Ability to work collaboratively in a team environment. - Strong attention to detail and organizational skills. If you are passionate about credit analysis and have a keen eye for detail, we encourage you to apply for this exciting opportunity to contribute to our lending operations.