DE Underwriter

Position Overview

The DE Underwriter will modify and approve initial stipulations from Underwriting Assistants. File appraisals, analyze data that was ordered by the Underwriting Assistants; modify and approve initial stipulations. Approve loan files to proceed.

Essential Job Functions

· Underwrite FHA, VA, Fannie, Freddie, USDA, 203k mortgage loans

· Review initial stipulations as assigned by supervisor

· Review data provided by 4506T and Data Verify to ensure compliance and accuracy

· Approve outstanding stipulations as they arrive and apply to appropriate files

· Ensure files are completed in a timely manner

· Ensure all files, stipulations and documents meet federal and state guidelines as well as FHA and/or conventional guidelines

Requirements

· Must have a valid CHUMS #

· High school diploma or equivalent

· Five years of mortgage industry experience

· Knowledge of federal and state guidelines as they relate to the mortgage industry

· Strong analytical abilities

· Possession of strong organizational skills

· Acute attention to detail

· Proficient with Microsoft Office programs

NOTE: This job description is not intended to be all-inclusive. Employee may perform other duties as directed by management to meet the ongoing needs of the organization.