Director of Credit Administration
Posted Updated 6
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Description
Essential/Primary Job Duties:
* Responsible for the leadership, organizational management, and strategy of the credit administration function including executive oversight of the commercial administration team, processes, and workflows
* Advise the Chief Credit Officer regarding organizational capacity, portfolio trends, emerging risks, process weaknesses, technology needs, staffing requirements, and material administrative or control concerns
* Prepare and manage departmental plans, budgets, projects, and priorities aligned with the Bank's strategic growth and credit-risk objectives.
* Ensure effective administration of credit files, document indexing, financial and covenant ticklers, exception tracking, pipeline reporting, closing coordination, renewals, modifications, and other recurring commercial administrative processes.
* Oversee portfolio risk analytics and reporting
* Serve as the senior business owner and active administrator for the commercial loan origination system and related platforms
* Promote reliable credit data, consistent use of required fields, sound change control, appropriate access, auditable processes, and dependable interfaces supporting management and regulatory reporting
* Oversee administrative controls for construction lending, including draw processes, inspections, budgets, lien waivers, title matters, interest reserves, exceptions, documentation, and escalation protocols.
* Assist the Chief Credit Officer with credit policy administration, procedure governance, regulatory and examination readiness, Loan Review coordination, audit responses, and remediation tracking.
* Provide concise, accurate, and timely reporting to the Chief Credit Officer regarding departmental performance, system issues, portfolio risk, staffing capacity, construction activity, exceptions, and emerging concerns.
* Present portfolio and operational information to executive management, management committees, Board committees, auditors, examiners, and other stakeholders as assigned.
* Regular and predictable attendance and punctuality
* Other duties as assigned
*
Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery
* Ability to lift up to 25 pounds
* Responsible for the leadership, organizational management, and strategy of the credit administration function including executive oversight of the commercial administration team, processes, and workflows
* Advise the Chief Credit Officer regarding organizational capacity, portfolio trends, emerging risks, process weaknesses, technology needs, staffing requirements, and material administrative or control concerns
* Prepare and manage departmental plans, budgets, projects, and priorities aligned with the Bank's strategic growth and credit-risk objectives.
* Ensure effective administration of credit files, document indexing, financial and covenant ticklers, exception tracking, pipeline reporting, closing coordination, renewals, modifications, and other recurring commercial administrative processes.
* Oversee portfolio risk analytics and reporting
* Serve as the senior business owner and active administrator for the commercial loan origination system and related platforms
* Promote reliable credit data, consistent use of required fields, sound change control, appropriate access, auditable processes, and dependable interfaces supporting management and regulatory reporting
* Oversee administrative controls for construction lending, including draw processes, inspections, budgets, lien waivers, title matters, interest reserves, exceptions, documentation, and escalation protocols.
* Assist the Chief Credit Officer with credit policy administration, procedure governance, regulatory and examination readiness, Loan Review coordination, audit responses, and remediation tracking.
* Provide concise, accurate, and timely reporting to the Chief Credit Officer regarding departmental performance, system issues, portfolio risk, staffing capacity, construction activity, exceptions, and emerging concerns.
* Present portfolio and operational information to executive management, management committees, Board committees, auditors, examiners, and other stakeholders as assigned.
* Regular and predictable attendance and punctuality
* Other duties as assigned
*
Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery
* Ability to lift up to 25 pounds
FNBT is an Equal Opportunity Employer