Executive Credit

Regional Credit Executive- Southern Region

Job Profile

• Evaluate credit proposals and ensure alignment with company credit policies.
• Monitor branch operations and provide support within the assigned region.
• Conduct field visits and portfolio reviews to maintain portfolio quality.
• Approve credit facilities within delegated authority limits.
• Coordinate with branches to ensure proper documentation and process compliance.
• Minimize non-performing facilities through proactive monitoring and intervention.

Candidate Profile

• Age below 30 years.
• An academic record including the successful completion of GCE A/L.
• A degree/part or full qualification in Credit Management, Banking, Finance, or related fields would be an added advantage.
• Minimum 3 years’ experience in credit operations, credit evaluation, or branch operations.
• Sound knowledge of leasing, hire purchase, and personal loan products, as well as credit procedures.
• A dynamic and results-oriented individual with good analytical and interpersonal skills.
• Ability to work independently and willingness to travel within the assigned region.
• Proficiency in Tamil will be an added advantage, particularly for the Northern region.