Executive - RA Unsecured Operations| Ernakulam
RA (Risk Analytics) Unsecured Operations in a bank typically centers around supporting operational processes related to unsecured lending products (like personal loans, credit cards, etc.), with a strong focus on risk management, compliance and process efficiency.
- Resposible for checking KYC, data accuracy in LOS system, check list on credit related, approval delegation, pre disbursement needs towards loan disbursment.
- Process adhered as per SOP / Policy documented.
- Reconciliation of control items.
- Managing the queue with the agents and ensure TAT met for all disbursements.
- Tracking and checking of files and PDD - movement to vendors, activation of NACH (to be high percentage),
Response to customer related query / complaint within TAT.
Qualification needed: Graduate / Post Graduate
Min Experience: 1 year
Max Experience: 3 years