FINANCE MANAGER CA(SA) - R 1MILLION pa - FINTECH - CPT

Financial operations and compliance

• Run daily accounting activities and ensure financial records meet applicable local and international standards.
  

• Lead month-end, quarter-end and year-end close cycles and produce accurate, timely financial statements and management reports.
  

• Oversee tax submissions and regulatory filings across jurisdictions, aiming to optimise the company’s tax position.
  

• Coordinate internal and external audits and maintain strong internal controls to reduce financial and operational risk.
  

Cost allocation and margin insight

• Design and implement cost-allocation methods that assign direct and indirect costs at a detailed level (for example, by unit or by customer).
  

• Monitor and analyse profitability by product line, market and geography.
  

• Surface low-performing products, channels or clients and recommend actions to improve margins or exit unprofitable activity.
  

Treasury and payments

• Manage cash flow and working capital to support day-to-day operations and strategic initiatives.
  

• Build and maintain relationships with banks, payment processors and other financial partners across relevant markets.
  

• Oversee domestic and cross-border payment operations, prioritising security, speed and cost efficiency.
  

Capital sourcing and loan structuring

• Evaluate and recommend funding options for growth, including bank loans, venture debt and asset financing for new product rollouts.
  

• Lead negotiations with lenders and investors, managing pricing, collateral and repayment terms.
  

• Reduce exposure to currency and rate volatility using appropriate financial instruments and hedging where needed.
  

Strategic finance and performance

• Partner with senior leadership to evaluate market opportunities, build financial models and support investment decisions.
  

• Define, monitor and report on KPIs that measure progress against growth and profitability targets.
  

• Work with product and commercial teams to set pricing and commercial strategies that protect margins.
  

People, systems and capability

• Recruit, coach and scale a finance team able to support multi-market operations and increasing complexity.
  

• Implement scalable finance systems and analytical tools to improve reporting, forecasting and decision-making.
  

• Promote continuous improvement and a culture that uses data to drive business choices.
  

• Registered Chartered Accountant CA(SA)

• 3+ years post articles experience