Financial Spreading (/Delivery Lead/Delivery Manager)

<p class="MsoNormal" style="font-family:Roboto, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;"><span style="font-weight:bolder;"><u><span style="font-size:11pt;font-family:Calibri;background-color:rgb(255,255,255);"><font color="#000000">Job Title: Financial Spreading (Associate/ Sr Associate/ Delivery Lead/ Manager), GGN</font></span></u></span></p><ul style="font-family:Roboto, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;"><li><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-weight:bolder;"><span style="font-size:11pt;font-family:Calibri;">Location:</span></span><span style="font-size:11pt;font-family:Calibri;"> Gurgaon (Work From Office)</span></font></li><li><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-weight:bolder;"><span style="font-size:11pt;font-family:Calibri;">Work hours: </span></span><span style="font-size:11pt;font-family:Calibri;">10am to 7pm IST</span></font></li><li><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-weight:bolder;"><span style="font-size:11pt;font-family:Calibri;">Department:</span></span><span style="font-size:11pt;font-family:Calibri;"> Lending Services</span></font></li><li><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-weight:bolder;"><span style="font-size:11pt;font-family:Calibri;">Experience Level</span></span><span style="font-size:11pt;font-family:Calibri;">: 3-12 years</span></font></li><li><span style="font-size:11pt;font-family:Calibri;background-color:rgb(255,255,255);"><font color="#000000">0-2 months' notice candidates preferred due to business need.</font></span></li></ul><p class="MsoNormal" style="font-family:Roboto, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;"><span style="font-weight:bolder;"><u><span style="font-size:11pt;font-family:Calibri;background-color:rgb(255,255,255);"><font color="#000000">Job Purpose</font></span></u></span></p><p class="MsoNormal" style="font-family:Roboto, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;"><span style="font-size:11pt;font-family:Calibri;background-color:rgb(255,255,255);"><font color="#000000">We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLA’s.</font></span></p><p class="MsoNormal"><font color="#000000" style="background-color:rgb(255,255,255);"><b><u><span style="font-size:11pt;font-family:Calibri;">Key Responsibilities</span></u></b></font></p><p></p><ul><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Analyzing and spreading the financial statements in Moody’s RiskAnalyst (MRA) / Creditlens / client customized templates</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Screening the credit agreements and analyzing the financial covenants applicable to the borrower</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Monitor Covenant compliance and reporting.</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Conduct detailed quality checks of client deliverables</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Managing capacity, efficiency and accuracy of the process</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans.</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Responsible for delivering 100% quality, Meeting strict deadlines and ability to work under pressure.</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Regular communication with the client to ensure the expectations are met</span></font><p></p></li><li style="margin-left:0.25in;"><span style="font-size:11pt;font-family:Calibri;background-color:rgb(255,255,255);"><font color="#000000">Support with project scoping, client communication, resource staffing based on the requirement, end-to-end workflow management, MIS reporting, etc. </font></span></li></ul><p class="MsoNormal"><font color="#000000" style="background-color:rgb(255,255,255);"></font></p><p></p><p class="MsoNormal"><font color="#000000" style="background-color:rgb(255,255,255);"><b><u><span style="font-size:11pt;font-family:Calibri;">Key Competencies</span></u></b></font></p><p></p><ul><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">MBA (Finance) / CA (CPA equivalent) / CFA</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Experience of 3-12 years in spreading and covenant monitoring</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Strong understanding of credit principles, policies, and regulations</span></font><p></p></li><li style="margin-left:0.25in;"><font color="#000000" style="background-color:rgb(255,255,255);"><span style="font-size:11pt;font-family:Calibri;">Proficient in Advanced MS Excel</span></font><p></p></li><li style="margin-left:0.25in;"><span style="font-size:11pt;font-family:Calibri;background-color:rgb(255,255,255);"><font color="#000000">Excellent written and spoken communication skills</font></span></li><li style="margin-left:0.25in;"><span style="font-size:11pt;font-family:Calibri;background-color:rgb(255,255,255);"><font color="#000000">Experience of working for a US based bank will be an added advantage </font></span><p></p></li></ul><p></p>