First Vice President, Credit Analytics 2 - Local Corporates TH
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Preparing the credit application and presentation for seeking approval of new credit request, annual review or any other requests
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Assisting RM in preparing preliminary study for new clients / new deals
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Discussing and responding to Credit Risk Management during credit approval process and to defend the case for obtaining the approval
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Responsible for risk monitoring such as to complete covenant and condition check, monitoring the company’s news, the company’s performance and financial status, conducting Stress test
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Ensuring all relevant credit policies and internal guidelines are well followed and complied
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Coaching and supervising junior CA
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Assisting Head CA in conducting portfolio management eg. Stress test, work plan
Qualifications
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Bachelor’s or Master’s degree in Finance, Accounting, Economics, or related fields
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10+ years of experience in credit analysis, corporate banking, or financial analysis (experience with Local Corporate clients is an advantage)
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Strong analytical skills, with solid understanding of financial statements, business models, and risk evaluation
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Excellent communication and presentation skills, with ability to defend credit opinions with confidence
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High attention to detail, strong problem-solving abilities, and a commitment to credit quality
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Ability to work independently while also collaborating effectively within cross-functional teams