Founding Lead Backend Engineer - Consumer Experience

Compensation: $150k – $210k • 0.75% – 2.0%

Company Description CashClever is a FinTech as a Service Auto Loans and Mortgage Marketplace platform dedicated to empower consumers to the most affordable Consumer Loans.

CashClever is focused on putting money back into the hands of consumers, supporting broader economic growth and individual prosperity. The company serves both borrowers seeking to finance major purchases and lenders looking for quality borrowers, and offers tools, insights, and partnership opportunities to reshape the future of lending.

You will own backend systems powering:

• Consumer Onboarding
• Identity Verification
• Predictive Data Modeling Applications - Auto And Mortgages
• Consumer Profiles
• Consumer Notifications and Connections

Technology Stack

• JavaScript
• PostgreSQL
• Redis
• Kafka
• Kubernetes
• AWS
• REST APIs
• Event-driven architectures

Responsibilities

• Design and build backend services from the ground up
• Create APIs powering consumer experiences
• Develop scalable data models
• Integrate with - Lenders. Credit bureaus, Payment processors, Risk systems and Others
• Build reliable financial workflows
• Establish backend engineering standards

Qualifications

• Strong back-end web development and programming skills, with experience designing and implementing scalable services and APIs.
• Proficiency in software development and object-oriented programming (OOP), including writing clean, maintainable, and testable code.
• Familiarity with front-end development concepts and collaboration with front-end engineers to deliver integrated user experiences.
• Experience with modern backend frameworks, databases (SQL/NoSQL), and cloud infrastructure (e.g., AWS, GCP, or Azure).
• Knowledge of security best practices, data privacy, and compliance in financial or similarly regulated domains is a plus.
• Ability to lead technical decisions, mentor team members, and work effectively in a fast-paced startup environment.
• Bachelor’s degree in Computer Science, Engineering, or a related field, or equivalent practical experience.
• Prior experience building consumer-facing financial, fintech, or marketplace platforms is highly beneficial.

Bonus

• Lending experience
• Payments experience
• Startup experience
• Experience with financial APIs