FP&A Team Lead
NewBe an early applicantAbout World Business Lenders
- World Business Lenders (WBL) provides general-purpose, short-term, real estate-collateralized commercial loans to small and medium-sized businesses throughout the United States that may not have access to traditional sources of funding. WBL is a U.S.-based company with a 100% remote workforce.
- This is a remote Contract/Consultant position. Standard working hours are generally 9:00 a.m. to 6:00 p.m. Eastern Time, Monday through Friday. Additional hours may occasionally be required based on operational needs.
- Excellent written and verbal English communication skills are required.
Position Overview
- The FP&A Team Lead is a hands-on owner of a defined area within the FP&A function. The Team Lead is responsible for the quality, timeliness, and business usefulness of work in that area while leading and developing FP&A Analysts.
- Current Team Lead assignments are Corporate Planning & Performance and Portfolio & Capital. Team Leads are expected to support the broader FP&A function as needed, but hiring and performance expectations will emphasize the assigned area.
Functional Assignment
- Corporate Planning & Performance — annual budget and reforecasts; consolidated three-statement forecast; operating expense and headcount planning; variance analysis; and management reporting.
- Portfolio & Capital — origination and portfolio forecasting; NPL, REO, and recovery forecasting; cash and liquidity; facility and covenant forecasting; and capital scenarios.
Key Responsibilities
- Lead, prioritize, and coordinate the day-to-day work of FP&A Analysts, including reviewing work and providing coaching and feedback.
- Own recurring models, forecasts, analyses, and reporting within the assigned functional area.
- Review financial models and analyses for accuracy, logical consistency, methodology, transparency, and usability, and reconcile outputs to source data and financial statements.
- Analyze financial and operating results, identify material drivers, challenge assumptions, and develop clear management explanations.
- Lead scenario, sensitivity, and other decision-support analyses within the assigned area.
- Work with Accounting, Operations, and other departments to obtain required inputs, resolve discrepancies, and improve reporting accuracy.
- Maintain clear assumptions, supporting schedules, version control, change logs, and process documentation for key models and reports.
- Improve, standardize, and automate recurring FP&A processes and reporting.
- Support broader FP&A, due-diligence, and strategic projects as needed.
Requirements
- Education:
- Bachelor's degree or equivalent experience in Finance, Accounting, Economics, Mathematics, Business Administration, Data Analytics, or a related field.
- Experience:
- Five or more years of progressive experience in FP&A, financial modeling, or a closely related finance role.
- Prior experience leading, reviewing, mentoring, or coordinating the work of analysts or other finance professionals.
- Strong understanding of the income statement, balance sheet, and cash-flow statement, including the ability to build and connect a three-statement model from scratch in Excel.
- Advanced Excel and financial-modeling skills, including scenario analysis, model construction, and reconciliation to source data.
- Strong analytical judgment and the ability to identify material business drivers in large or incomplete datasets.
- Ability to communicate financial results, assumptions, risks, and recommendations clearly to finance and non-finance stakeholders.
- Demonstrated depth in at least one functional assignment listed above; candidates are not expected to be experts in both.
- Ability to manage recurring deadlines and maintain regular communication in a remote environment.
Preferred Qualifications
- Experience in commercial lending, mortgage lending, specialty finance, banking, or another financial-services environment.
- Experience with consolidated planning and forecasting, lending or portfolio analysis, liquidity and capital planning, or related work aligned with the assigned area.
- Experience improving or automating recurring financial models and reporting processes.
Benefits
What We Offer
💰 USD compensation
🏖️ Paid Time Off (PTO).
🌍 Fully remote — work from wherever you do your best work!
Ready to Apply?
If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!
As published by workable
First name, Last name, Email, Phone, Address, Summary, Resume, What is your salary expectation for this position? Please state in US Dollars, per month. (Please indicate a valid USD amount or your application will not be considered), Current English level, Country, What is your notice period?, Were you referred by someone in the company? If so, please indicate the employe's full name, if not please write "NO", Cover letter
- Do you have over 5 years of FP&A experience? yes / no
- Can you describe your experience with budgeting, forecasting, financial modeling, and variance analysis? written answer
- What types of financial models have you built or maintained? written answer
- Which of these areas best matches your experience? 1. Corporate Planning & Performance — budgeting, reforecasting, OPEX/headcount planning, variance analysis, management reporting 2. Portfolio & Capital — portfolio/origination forecasting, NPL/REO/recovery forecasting, liquidity, facilities/covenants, capital scenarios written answer
- Tell us about your experience leading, reviewing, mentoring, or coordinating the work of FP&A Analysts or other finance professionals. written answer