Full Stack Software Engineer

Apply by: 15 July 2026

We're On The Lookout For Energetic, Self-motivated Individuals Who Share Our Passion For Service In The Banking Industry. To Be Part Of The Journey, Follow The Steps Below

Why this role exists

Build secure, high‑impact digital products that connect clients and partners in new ways

We’re growing how we deliver digital banking experiences, and we need a Software Engineer who can help us build and run solutions end to end. In this role, we work across the full software lifecycle – from idea to live product – creating reliable, scalable applications that serve real client needs and open up new opportunities through embedded finance.

What you’ll do

• Design, build and deliver full‑stack solutions that are stable, scalable and easy to maintain
• Translate business needs into working software and contribute to solution design and problem solving
• Own the quality of your work by testing, deploying and supporting applications in production
• Collaborate with a cross‑functional team to continuously improve how we build and run our products
• Contribute to modern, API‑driven platforms that enable secure data sharing and new partner integrations

Why this role is different

• We own our products end to end – from idea to production and beyond
• We work on emerging capabilities in open and embedded finance
• We operate in a small team where your work is visible and valued
• We give you space to take ownership, make decisions and grow into more senior roles
• We balance strong engineering practices with a culture that values curiosity, initiative and collaboration

What we’re looking for

• Proven experience in full‑stack software development (around 3+ years)
• Strong skills in JavaScript, including Node.js, with exposure to modern front‑end frameworks
• Experience building and integrating APIs and working with databases
• Understanding of cloud platforms- AWS is a non-negotiable, modern architectures and containerised deployments
• Solid grounding in software design, testing and version control practices
• Ability to work across the full development lifecycle, from design to production support
• Strong problem‑solving, communication and collaboration skills
• A self‑starter mindset with the drive to learn, contribute and grow

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal Or Preferred)

• A relevant tertiary qualification in Information Technology

Conditions of employment

• Clear criminal and credit record
• Based in Stellenbosch or willing to relocate
• Preference will be given in line with our employment equity goals

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.