Group Financial Strategy ALM and Balance Sheet Management

You will partner with group companies and financial subsidiaries to manage treasury, asset-liability management, and balance-sheet activities. You will develop ALM strategies, assess liquidity and interest-rate risks, plan capital-market funding, manage cash flows, analyze regulations and market conditions, and prepare financial reporting and recommendations.

Responsibilities

• Develop and execute group ALM strategies covering interest rates, liquidity, and funding
• Develop scenarios, conduct stress tests, monitor liquidity and interest-rate risks, and propose responses
• Manage the consolidated balance sheet based on regulatory ratios and risk appetite
• Plan and manage capital-market funding, including commercial paper, bonds, securitization, and liquidity schemes
• Manage group cash flows, funding needs, and borrowing balances
• Establish and operate treasury rules and processes
• Negotiate with financial institutions on funding, investment, foreign exchange, payments, and hedging
• Research financial regulations, market conditions, and macroeconomic trends
• Aggregate, analyze, and visualize finance, risk, and funding data
• Develop financial strategies and ALM policies based on analysis
• Prepare consolidated financial reporting and respond to stakeholder questions

Requirements

• Experience in financial planning, ALM, treasury, or risk management
• Knowledge and practical experience in ALM, funding, liquidity risk management, or interest-rate risk management
• Experience planning and advancing feasible measures within regulatory and risk constraints
• Experience coordinating and building agreement with relevant departments and group companies
• Excel
• PowerPoint

Benefits

• Annual paid leave of 14 days in the first year, prorated by joining month and available from the start date
• Personal leave of three or five days in the first year and five days annually thereafter
• Social insurance
• Defined-contribution pension plan
• Super-flexible working hours with no core time
• Digital salary payment to a PayPay account for part of salary