Head of Fraud

HEAD OF FRAUD

LONDON | £110,000 - £120,000 + EQUITY

This is an exciting opportunity to join a fast-growing consumer lending business as their first dedicated fraud leader. You'll take ownership of fraud strategy across the organisation, helping to build a more advanced, data-driven fraud capability while leveraging AI and analytics to tackle increasingly complex fraud threats.

THE COMPANY

They are a scaling fintech operating within the consumer lending space, using technology and data to create a seamless digital customer experience. Following continued growth and recent investment, the business is entering an important phase of its journey with a strong focus on sustainable growth and operational excellence.

With a lean, high-performing culture and a collaborative environment, they are looking for an experienced fraud professional to take ownership of fraud strategy and help shape the future direction of the function.

THE ROLE

* Own fraud strategy across the customer lifecycle, with a particular focus on application and identity fraud

* Develop and optimise fraud rules, controls, and decisioning frameworks

* Build a sophisticated fraud analytics capability to identify emerging risks and opportunities

* Use data, machine learning, and AI-driven approaches to improve fraud detection and prevention

* Partner with Credit, Product, Engineering, and Operations teams to implement effective fraud controls

* Assess new technologies and contribute to the development of AI-enabled fraud solutions

* Deliver fraud insights, reporting, and recommendations to senior stakeholders

* Act as the fraud subject matter expert across the business in a highly visible individual contributor role

* Help define the long-term fraud roadmap within a growing lending organisation

YOUR SKILLS & EXPERIENCE

* Strong commercial experience within fraud analytics, fraud strategy, or financial crime analytics

* Experience within lending, fintech, payments, banking, or other regulated financial services environments

* Proven track record of using data to identify, investigate, and prevent fraud

* Advanced SQL skills and the ability to work hands-on with large datasets

* Python experience and exposure to statistical modelling, machine learning, or data science techniques

* Understanding of modern AI applications within fraud detection and decisioning

* Strong analytical and problem-solving skills

* Numerate academic background

* Excellent communication skills and the ability to influence stakeholders across the business

WHAT THEY OFFER

* £110,000 - £120,000 base salary

* Equity package

* Hybrid working model with three days per week in the London office

* Exposure to innovative AI and analytics initiatives

* High levels of autonomy and visibility with senior leadership

* Excellent career development opportunities as the business continues to grow

HOW TO APPLY

Please register your interest by sending your CV through the Apply link.