Head of Payments

About us
UAPP.AI is a product company. We build AI-powered mobile applications used by over 10 million people. The full product cycle stays in-house — from the idea to scale and monetization. Decisions are fast and data-driven, without bureaucracy.

The Role
We run a subscription product across mobile and web. Payments go direct, through our own provider stack — Stripe, Unlimit, Payable, Traspay, SolidGate, Checkout.com, ADN, Apple.
We are looking for a Head of Payments to strengthen the payments direction: onboarding new providers and products, domain compliance, fees, reconciliation and approval rate on rebills.
The role is hands-on: you work alongside the team, not only assign tasks.

What you will do
Provider onboarding: new PSPs, plus new products with providers we already work with — applications via agents, merchant ID registration, entities
Domain compliance: preparing the websites we submit for onboarding to meet provider requirements — knowing what has to be stated, how and where (terms, refund and subscription cancellation policy, pricing, product description, contacts, support) and keeping it current after underwriting
Recurring and rebills: retry logic, soft/hard declines, payment-method update flows, reducing involuntary churn
Approval rate: audit by GEO, provider and card scheme, routing and cascading priorities
Commercial terms: negotiating fees and rolling reserves, auditing commissions to see where the money leaks
Reconciliation and reporting: settlement reconciliation, payment reporting, cost transparency per product and provider
Analytics: your own dashboards on payment metrics, built with AI tools

What we expect
4+ years in payments, at least 2 at Head / Lead level
A portfolio of several PSPs: Stripe, SolidGate, Checkout.com, Unlimit and similar
Merchant onboarding: applications, merchant IDs, underwriting
Understanding of provider compliance requirements for websites: what has to be stated and where
Recurring payments: rebills, decline handling, churn caused by failed payments
Approval-rate and fee optimization — with numbers behind it
Willingness to work hands-on and use AI tools daily
English B2+

Nice to have
Mobile subscriptions, IAP, web-to-app funnels
Negotiating enterprise terms with Tier-1 providers

What we offer
Fully remote, full-time
A working stack and a team already running the direction — you join a live process
Fast decisions without long approval chains
A product with 10M+ users and a growing subscription business — the result of your work shows on the revenue chart
Competitive USD-pegged compensation, reviewed on results

Hiring process
Intro call with the recruiter
Call with the CEO
Offer