Head - Treasury - Banking/Financial Services

Job Description - Head - Treasury:

Role Summary:

Lead the organization's treasury function by driving liability strategy, fund raising, liquidity management, banking relationships, and capital planning. Responsible for establishing a robust treasury framework, optimizing funding costs, ensuring adequate liquidity, and supporting the company's long-term growth through strategic financing initiatives.

Key Responsibilities:

Treasury Strategy & Fund Raising:

- Develop and execute the company's overall treasury and liability management strategy.

- Raise funds through banks, NBFCs, domestic and international financial institutions, securitization, and debt capital market instruments.

- Structure and negotiate borrowing facilities to optimize the cost of funds.

- Diversify funding sources and build a sustainable liability franchise.

Banking & Lender Relationship Management:

- Build and maintain strong relationships with banks, financial institutions, investors, rating agencies, and other lending partners.

- Manage end-to-end lender onboarding, documentation, negotiations, and ongoing relationship management.

- Identify new financing opportunities to support business expansion.

Liquidity & ALM Management:

- Monitor daily liquidity position and ensure adequate funding for business operations.

- Lead Asset Liability Management (ALM), cash flow forecasting, and liquidity planning.

- Develop strategies for efficient deployment of surplus funds while maintaining regulatory compliance.

Capital Market & Structured Finance:

- Execute securitization and structured finance transactions.

- Coordinate debt issuance, refinancing, and capital market transactions.

- Evaluate innovative funding avenues to improve capital efficiency.

Treasury Operations & Governance:

- Establish treasury policies, controls, and operating frameworks.

- Ensure compliance with RBI regulations, internal treasury policies, and governance standards.

- Drive automation and process improvements within treasury operations.

Rating Agency & Investor Relations:

- Manage relationships with domestic and international credit rating agencies.

- Coordinate rating assessments, annual surveillance exercises, and information sharing.

- Support investor presentations and financing discussions with lenders and stakeholders.

Stakeholder Management:

- Collaborate with Finance, Risk, Business, Legal, Compliance, and Operations teams for seamless execution of treasury initiatives.

- Present treasury performance, funding strategy, and liquidity updates to senior management and the Board.

Key Skills:

- Treasury Management

- Liability Management

- Fund Raising

- Structured Finance

- Securitization

- Banking Relationships

- Capital Markets

- Asset Liability Management (ALM)

- Liquidity & Cash Flow Management

- Debt Planning

- Credit Rating Management

- Financial Strategy

- Treasury Operations

- Risk Management

- Financial Negotiation

- Stakeholder Management

Preferred Background:

- 8 - 15 years of experience in Treasury, Corporate Finance, or Financial Institutions.

- Experience in NBFCs, Banks, Housing Finance Companies, or FinTech lending organizations.

- Proven track record of raising large-scale debt from banks, financial institutions, and capital markets.

- Strong understanding of RBI regulations, debt instruments, treasury products, and structured finance.