IN Credit Analyst

Credit Analyst - Operations and Support
Key Responsibilities:
● Credit applications timely review, with a feedback in line with laid down Bank Policy and
Procedures
● Ensure that loans are originated in compliance with established policies and procedures and
those exceptions are properly monitored, documented and approved
● Assist in developing and monitoring risk mitigation strategies for the organization’s critical risk
areas
● Evaluate and monitor the credit management process to Identify risk-related issues needing
escalation to management
● Ensures that the Bank's credit exposures are within set risk bearing limits.
● Prepare periodic underwriting risk assessment reports
● Make recommendations about procedural/policy changes to the Head of Risk
● Keep an up-to-date information on key Credit issues (for example legal, market risk and
compliance issues)
● Assist to enhance the quality of credit applications
● Ensure regulatory compliance
● Maintain working knowledge of relevant legislation, statutory instruments, codes of practice, and
organization policies, and ensure adherence

Qualification Requirements:
● 2 years relevant experience preferably at a high-growth tech startup in the financial services
space
● Good credit sector understanding
● Ability to analyze financial data
● Ability to read large volumes of documents effectively and extract necessary information
● In-depth understanding of the risk mitigation strategies (credit decision level)
● Strong in oral communication, analytical and report writing skills
● Ability to effectively manage multiply priorities
● Sense of teamwork, cooperative, and adaptable to change.
● Ability to work under pressure and problem-solving abilities
● Excellent Excel skills
● Bachelor’s Degree
● Willing to work Nights and Weekends on a rotating shift basis

We consider as a plus:
● previous startup experience
● knowledge of the credit card or consumer finance industry in fintech