IN Payments Lead
Summary
Lead the payments team at a fintech company, overseeing strategy, integrations, and compliance for digital payment solutions.
About Roarbank
Roarbank is a digital banking platform launched by Unity SFB in cooperation with Fintech Farm, a global neobanking technology provider, in early 2025. Our mission is to become a leading consumer digital bank in India by delivering an outstanding user experience and robust banking solutions.
About Fintech Farm
We are a UK-based fintech company creating successful neobanks in emerging markets through partnerships with local traditional banks. We have launched and scaled operations in three countries so far and aim to reach 50+ markets with 100 million+ customers.
Your Role
As a Product Manager in the payments domain, you will leverage your knowledge of payment systems, banking products, and customer behaviour to develop and manage digital banking features tailored to the Indian market.
What you will be doing
- Launch and optimise payment products to drive company revenue (QR payments, P2P payments, bank transfers, mobile and utility bill payments, account funding, currency accounts, other payment-related features).
Develop and implement product strategies, policies, and procedures in line with market trends and regulatory changes in India
Introduce a long-term payment product roadmap, which focuses on customer excellence, product performance and maintenance needs
Conduct thorough product discovery and prioritisation based on business impact, support technology teams during the refinement and delivery process
Collect and deliver technical requirements (APIs, product specs, etc.) from the partner bank and vendors to internal development teams
Create cash flow and accounting schemes for payment features, including reconciliation and settlement frameworks with banks and providers
Work cross-functionally with marketing, service operations, compliance and finance teams to ensure smooth product launches and iterations
Define key performance indicators, deliver regular management and regulatory reports on product performance and compliance
Establish partnerships and negotiate commercial terms with third-party providers (e.g. payment systems, fintech platforms, payment providers)
Participate in major fintech industry events and represent the Product team in early talks with potential new partners
Use data analytics to optimise product performance and make evidence-based decisions on features, pricing, and UX
Who you are
At least 5 years of product management experience within the payments domain, preferably in local payment services, fintech, or retail banking
Proven track record of scoping and delivering payment integrations, including QR payments, bill payments, other products (UPI, IMPS, NEFT, RTGS, BBPS)
Experienced in working and negotiating with domestic regulators, banking partners, payment service providers, global and Indian payment schemes
Able to independently prioritise and lead product initiatives based on business impact, drive product expansion and revenue
Can coordinate projects with multiple internal stakeholders, including finance, engineering, compliance, design service operations, and marketing
Eager to consult senior management during major decision-making, with confidence to support or challenge proposed ideas
Feel comfortable with rapid business changes - have a passion for building customer-centric digital products, great adaptability, and a desire to learn fast
Disciplined and self-driven, focused on excellence and financial outcomes, constantly seeking new entrepreneurial challenges
Deep thinker, proficient in using analytical and productivity tools (e.g., Looker, DBeaver, Jira, Confluence, Miro, Google Workspace, Figma, ChatGPT)
Effective communicator, can collaborate with technical and non-technical stakeholders (e.g., messengers, email, video calls, face-to-face meetings)
Fluent in both English and Hindi
What are we offering
Opportunity to shape the future of digital banking in India
Competitive compensation package
Collaborative and dynamic work culture with a mission-driven team
Autonomy to influence product decisions and roadmap execution