Indirect Loan Underwriter

Our Company
At Raiz FCU, we share a passion for knowledge and a pursuit of growth. Grounded in our El Paso heritage previously as Teachers Federal Credit Union, since 1936 we are growing to help our community move into the future. We are inspired people, invested in you. At Raiz, we guide our members to focus on what could be and help them get there. This new path inspires us to look ahead and the lead the way with passion. We can’t wait for you to join us.

Job Overview

This position reports to the Indirect Lending Manager and Assistant Lending Manager. Responsible for providing Indirect auto loan services to Raiz FCU members/potential members through all participating auto dealerships. Responsible for reviewing all indirect loan applications within their lending limit in a timely manner and making lending decisions within lending policy and underwriting guidelines. Responsible for managing their pipeline of approved loans by assisting to collect pending items, pre-audit loan packets for completeness, and calling members directly to finalize loans. Requires a thorough understanding of lending regulations and Credit Union lending programs, rate sheets, policies and procedures. Consistently demonstrates the ability to think independently and outside the box, while making sound lending decisions. Ability to methodically review complex information. This position requires someone who is highly motivated, positive and can clearly and effectively communicate with dealership finance departments. Maintains a low delinquency and charge off ratio in a high-volume environment. Participates in testing new indirect loan software and products. Assists in daily tasks, such as logging in paper contracts and payoff checks received by dealers, maintaining GL’s in balance, and working audit and production reports to assist the management team. You will be an empowering mentor that will be:

• A trusted expert
• A natural communicator
• A champion for our members and the community
• A guide through the moments that matter the most to our members
• A digital first mindset.
• A person who values efficiency

Position Details:

Onsite

1241 Pullman Dr

EL Paso, Tx 79936

Pay Range:

$22.16-$33.23