經營財務分析人員 / Financial Analyst

職位目的：經營財務分析人員將專注於將公司績效與戰略目標相連結，提供多元化的見解以支援績效管理和決策過程。

主要職責：
1. 營運與財務報告：定期向經營層提供營運分析和財務報告，為戰略決策提供依據。
2. 差異分析：每月進行預算與實際數據的差異分析，並與相關部門協作，收集數據並解決偏差。
3. 預算管理：主導年度預算的編制與監控，確保與公司目標和財務表現的一致性。
4. 每月損益預估：編制和預測每月損益估算，突顯主要趨勢及潛在風險。
5. 收入、成本及費用分析：分析並追蹤收入、成本和費用，確保財務管理和成本控制有效執行。
6. 產品成本及毛利分析：監控並分析產品成本及毛利率，提供優化利潤的建議。
7. 部門績效與利潤分析：計算並評估各部門的績效和利潤，提出可行的改進建議。
8. 財務指標分析：評估關鍵財務指標和KPI，為高層提供策略性建議，優化公司績效。
9. 年度預算編制與預測：主導年度預算的編制與分析，確保準確的預測並與公司戰略一致。
10. 業務與帳務流程優化：識別並推動業務流程和帳務流程的優化，提升效率並降低成本。
11. 專案效益評估：評估公司專案的財務影響與可行性，提供最大化回報的建議。
12. 產業與競爭者分析：收集並分析產業數據與競爭者的表現，提供策略性建議。
13. 其他臨時指派任務：執行主管交辦的其他任務。

資格要求：
1. 學歷： 財務、會計、經濟學或相關領域本科及以上學歷。
2. 經驗： 至少3年相關的財務分析經驗，具備相似產業經驗者優先。
3. 技能：優秀的分析和解決問題能力。
4. 精通Excel及財務分析軟體。
5. 具備預算編制、預測及財務報告經驗。
6. 能夠將財務資訊清楚有效地向非財務背景的相關人員進行溝通。
7. 注重細節，具備多任務處理能力。

Job Purpose: The Financial Analyst will focus on linking company performance with strategic objectives, providing diverse insights to support performance management and decision-making.

Key Responsibilities:
1. Operational and Financial Reporting: Provide regular operational analysis and financial reports to senior management for strategic decision-making.
2. Variance Analysis: Conduct monthly variance analysis between budgeted and actual figures, and work with relevant departments to gather data and address discrepancies.
3. Budget Management: Lead the preparation and monitoring of the annual budget, ensuring alignment with company goals and financial performance.
4. Monthly Profit & Loss Estimates: Prepare and forecast monthly Profit & Loss (P&L) estimates, highlighting key trends and potential risks.
5. Revenue, Cost, and Expense Analysis: Analyze and track revenue, costs, and expenses to ensure effective financial management and cost control.
6. Product Costing and Gross Profit Analysis: Monitor and analyze product costs and gross profit margins, providing insights to improve profitability.
7. Departmental Performance & Profitability Analysis: Calculate and assess departmental performance and profitability, providing actionable recommendations for improvement.
8. Financial Indicator Analysis: Evaluate key financial metrics and KPIs, providing senior management with strategic recommendations to optimize performance.
9. Annual Budgeting & Forecasting: Lead the preparation and analysis of the annual budget, ensuring accurate projections and strategic alignment.
10. Business and Accounting Process Optimization: Identify opportunities to streamline and optimize business and accounting processes to improve efficiency and reduce costs.
11. Project Cost-Benefit Analysis: Assess the financial impact and feasibility of company projects, offering recommendations to maximize returns.
12. Industry & Competitor Analysis: Collect and analyze industry data and competitor performance to provide insights and strategic recommendations.

Other Ad-Hoc Tasks: Handle any additional tasks assigned by management.

Qualifications:
1. Education: Bachelor’s degree in Finance, Accounting, Economics, or related field.
2. Experience: At least 3 years of relevant financial analysis experience, preferably in a similar industry.
3. Skills: Strong analytical and problem-solving skills.
4. Advanced proficiency in Excel and financial analysis software. Knowledge of budgeting, forecasting, and financial reporting.
5. Ability to communicate financial information effectively to non-financial stakeholders.
6. Attention to detail and ability to manage multiple tasks.