KYC AML Analyst

The KYC/AML Officer plays a key role in supporting business acceptance and continuation by ensuring effective CDD controls and assisting business teams in meeting their compliance obligations. This includes providing guidance, monitoring ongoing compliance, and supporting the overall quality and consistency of KYC processes.

The KYC/AML Officer reports directly to the KYC/AML Manager – CKT.

• Manage the KYC process for assigned offices, ensuring onboarding and reviews are completed on time and meet all requirements.

• Carry out KYC reviews, including onboarding, periodic, and event-driven reviews, especially for complex and/or high-risk clients.

• Review and approve work completed by KYC/AML Officers and Analysts, ensuring accuracy, completeness, and compliance with policies.

• Support and guide team members on complex KYC/AML matters, including difficult client structures, risk ratings, and documentation requirements.

• Monitor team workload and performance, ensuring tasks are properly distributed and deadlines are met.

• Ensure all KYC requirements are followed, including client due diligence, risk assessments, and screening, in line with internal policies and regulations.
  Keep up to date with policies and procedures, ensuring all updates are reviewed, understood, and clearly communicated to the team, and that they are applied consistently in daily work.

• Keep the team updated on any changes in regulations or internal policies, and ensure these are understood and implemented.

• Identify and escalate issues or high-risk cases to management or Compliance when needed.

• Ensure KYC systems and records (including CKT trackers and training log) are kept up to date, accurate, and ready for audit at all times.

• Prepare and review KPI reports for the offices under his/her responsibility, highlighting key issues and trends.

• Work closely with internal teams and clients to resolve queries and ensure smooth completion of KYC processes.

• Support audits and compliance reviews by providing information and addressing any findings.

• Help improve processes and ways of working, including better use of systems and tools.

• Provide training and coaching to team members to improve their knowledge and performance.

• Prepare reports on team performance, workload, and key issues.

  • Promote good compliance practices within the team and ensure high standards are maintained.

    • Any other job related duties as may be required by the KYC/AML Manager from time to time.

• A university degree in Finance, Law, Management, Banking, or a related field (or an equivalent qualification).

• At least 4 years of experience in the financial services industry or a similar environment, with a focus on KYC/AML.

• A good understanding of AML/CFT requirements and frameworks.