Lead Business Analyst/Senior Business Analyst: CLOS (ID 1296)

• Gather, analyze, and document business requirements related to CLOS/MSME lending processes.
  
• Work closely with stakeholders to understand lending workflows, business rules, and system requirements.
  
• Handle requirement gathering, SIT (System Integration Testing), and UAT (User Acceptance Testing) activities.
  
• Prepare and maintain project documents such as:
  • BRD
    
  • FSD
    
  • SRS
    
  • HLD
    
  • LLD
    
  • Design Documents
    
• Coordinate with technical teams for workflow implementation and system integration.
  
• Work on CLOS/MSME systems functionalities, APIs, workflows, and business rules.
  
• Collaborate with banks, NBFCs, and financial institutions for project execution and requirement clarification.
  
• Ensure proper understanding of lending products including:
  • Working Capital
    
  • Term Loans
    
  • Risk Rating
    
  • Financial Assessment
    
  • Securities & Limits
    
• Support project lifecycle activities under SDLC methodology.
  
• Participate in client discussions, requirement workshops, and solution validation.
  

• Travel frequently to client locations for project implementation and coordination when required.
  

Requirements

• Medium to high proficiency in CLOS/MSME Lending domain knowledge.
  
• Strong understanding of:
  • Working Capital
    
  • Term Loans
    
  • Financial Assessment
    
  • Risk Rating
    
  • Securities
    
  • Limits
    
• Good knowledge of:
  • LOS (Loan Origination System)
    
  • LMS (Loan Management System)
    
  • Credit Monitoring
    
  • Collateral Management Systems
    
• Experience in:
  • Requirement Gathering
    
  • SIT
    
  • UAT
    
  • Documentation
    
• Hands-on exposure to project documents such as:
  • BRD
    
  • FSD
    
  • SRS
    
  • HLD
    
  • LLD
    
• Moderate to strong verbal and written communication skills.
  
• Understanding of SDLC (Software Development Life Cycle).
  
• Familiarity with banking concepts such as:
  • Credit Policy
    
  • KYC & AML
    
  • CIBIL / Credit Score
    
  • DBR / FOIR
    
  • Secured & Unsecured Loans
    
• Ability to coordinate with multiple stakeholders including business and technical teams.
  
• Willingness for adhoc and frequent domestic/international travel.
  
• Stable career background with good job continuity preferred.