Lead Data Scientist

<p class="Default"><b><span style="font-size:11pt;font-family:Roboto;color:#0070C0;">About Us </span></b></p><p><b></b></p><b></b><p class="Default"><span lang="st" style="font-size:10pt;font-family:Roboto;" xml:lang="st">Bandhan Life is your trusted partner in financial security, making every Indian household financially secure. As a part of the renowned Bandhan Group, we are bolstering our collaborative strengths of digital innovation and robust distribution to enhance the value for all our stakeholders. Welcome to a new era of insurance, where growth, innovation, customer, and employee welfare are paramount.​</span></p><p></p><p class="Default"><span style="font-size:11pt;"> </span></p><p class="Default"><span style="font-size:10pt;font-family:Roboto;"> </span></p><p class="Default"><b><span style="font-size:11pt;font-family:Roboto;color:#0070C0;">Role Overview:</span></b></p><p><b></b></p><b></b><p class="Default"><b><span style="font-size:11pt;font-family:Roboto;color:#0070C0;"> </span></b></p><p class="Default"><span style="font-size:10pt;font-family:Roboto;color:#000000;">This is a high-impact role for a hands on Applied AI leader who thrives at the intersection of advanced data science, GenAI, and business strategy, and is passionate about using AI to make life insurance more accessible, personalized, and efficient.</span></p><p></p><p class="Default"><span style="font-size:10pt;font-family:Roboto;color:#000000;"> </span></p><p class="Default"><span style="font-size:10pt;font-family:Roboto;color:#000000;">To design and build next-generation AI systems across the life insurance value chain, including AI-powered sales coaching, automated underwriting, and intelligent decisioning, solving problems such as customer acquisition, risk assessment, cross-sell, persistency, and claims automation using advanced analytics, deep learning, and GenAI.</span></p><p></p><p class="Default"><span style="font-size:10pt;font-family:Roboto;color:#000000;"> </span></p><p class="Default"><span style="font-size:10pt;font-family:Roboto;color:#000000;">To collaborate closely with Product, Sales, Marketing, Risk, Underwriting, Actuarial, and Technology teams to build scalable AI solutions that directly impact business growth, efficiency, and customer experience.</span></p><p></p><p class="Default"><span style="font-size:11pt;font-family:Roboto;color:#000000;"> </span></p><p class="Default"><b><span style="font-size:11pt;font-family:Roboto;color:#0070C0;">Key Focus Areas:</span></b></p><p><b></b></p><b></b><p class="Default" style="margin-left:36pt;text-indent:-18pt;"><span lang="st" style="font-size:10pt;font-family:Symbol;" xml:lang="st">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="st" style="font-size:10pt;font-family:Roboto;" xml:lang="st">Drive Analytics & AI-led strategy to solve complex business problems using data, decision science, and GenAI.</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;"><span lang="st" style="font-size:10pt;font-family:Symbol;" xml:lang="st">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="st" style="font-size:10pt;font-family:Roboto;" xml:lang="st">Identify customer and process friction points and propose innovative, AI-driven solutions.</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;"><span lang="st" style="font-size:10pt;font-family:Symbol;" xml:lang="st">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="st" style="font-size:10pt;font-family:Roboto;" xml:lang="st">Architect structured approaches and roadmaps for Analytics & AI use cases.</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;"><span lang="st" style="font-size:10pt;font-family:Symbol;" xml:lang="st">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="st" style="font-size:10pt;font-family:Roboto;" xml:lang="st">Design and develop AI systems and models leveraging both structured and unstructured data (text, voice, images, video).</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;"><span lang="st" style="font-size:10pt;font-family:Symbol;" xml:lang="st">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="st" style="font-size:10pt;font-family:Roboto;" xml:lang="st">Build end-to-end ML / GenAI pipelines — from data ingestion and modeling to deployment and monitoring.</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;"><span lang="st" style="font-size:10pt;font-family:Symbol;" xml:lang="st">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="st" style="font-size:10pt;font-family:Roboto;" xml:lang="st">Partner with business stakeholders (Product, Marketing, Sales, Risk, Underwriting, Customer Service, Actuarial) to deliver measurable business impact.</span></p><p></p><p class="Default"><span lang="st" style="font-size:10pt;font-family:Roboto;" xml:lang="st"> </span></p><p class="Default"><b><span style="font-size:11pt;font-family:Roboto;color:#0070C0;">Qualifications & Competencies: </span></b></p><p><b></b></p><b></b><p class="Default" style="margin-left:36pt;text-indent:-18pt;background-size:initial;vertical-align:baseline;"><span style="font-size:10pt;font-family:Symbol;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-size:10pt;font-family:Roboto;">A first-principles problem solver who challenges the status quo, thinks creatively, and has a strong bias for action.</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;background-size:initial;vertical-align:baseline;"><span style="font-size:10pt;font-family:Symbol;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-size:10pt;font-family:Roboto;">7–10 years of strong hands-on experience in Advanced Analytics, Data Science, Predictive Modelling, and Deep Learning.</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;background-size:initial;vertical-align:baseline;"><span style="font-size:10pt;font-family:Symbol;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-size:10pt;font-family:Roboto;">Solid understanding of statistics, machine learning, and model evaluation techniques.</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;background-size:initial;vertical-align:baseline;"><span style="font-size:10pt;font-family:Symbol;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-size:10pt;font-family:Roboto;">Strong proficiency in <b>Python, SQL</b>, and ML/DL libraries (PyTorch/TensorFlow, scikit-learn, etc.).</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;background-size:initial;vertical-align:baseline;"><span style="font-size:10pt;font-family:Symbol;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-size:10pt;font-family:Roboto;">Proven experience with <b>LLMs</b>: prompt engineering, fine-tuning (LoRA/PEFT), RAG, agents, and orchestration frameworks (LangChain, LlamaIndex, or similar).</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;background-size:initial;vertical-align:baseline;"><span style="font-size:10pt;font-family:Symbol;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-size:10pt;font-family:Roboto;">Experience with <b>NLP, text mining, speech AI</b> (ASR/STT, TTS), and conversational AI pipelines.</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;background-size:initial;vertical-align:baseline;"><span style="font-size:10pt;font-family:Symbol;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-size:10pt;font-family:Roboto;">Experience with <b>computer vision and video models</b>, embeddings, and familiarity with transformer-based video architectures (e.g., VideoMAE, TimeSformer, etc.).</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;background-size:initial;vertical-align:baseline;"><span style="font-size:10pt;font-family:Symbol;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-size:10pt;font-family:Roboto;">Experience building <b>multimodal systems</b> combining text, voice, vision, and structured data for decisioning.</span></p><p></p><p class="Default" style="margin:0cm 4.7pt 0.0001pt 36pt;text-indent:-18pt;background-size:initial;vertical-align:baseline;"><span style="font-size:10pt;font-family:Symbol;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-size:10pt;font-family:Roboto;">Experience deploying AI systems on cloud platforms (<b>AWS/Azure/GCP</b>); strong exposure to AWS services (Lambda, S3, SNS, SQS, EC2, RDS, KMS, SageMaker). Familiarity with <b>Docker, Kubernetes</b>, CI/CD, and scalable inference pipelines.</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;background-size:initial;vertical-align:baseline;"><span style="font-size:10pt;font-family:Symbol;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-size:10pt;font-family:Roboto;">Experience in <b>Insurance, BFSI, FinTech, or HealthTech</b> preferred.</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;background-size:initial;vertical-align:baseline;"><span style="font-size:10pt;font-family:Symbol;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-size:10pt;font-family:Roboto;">Exposure to digital analytics platforms (e.g., Google Analytics, BigQuery) is a plus.</span></p><p></p><p class="Default" style="margin-left:36pt;text-indent:-18pt;background-size:initial;vertical-align:baseline;"><span style="font-size:10pt;font-family:Symbol;">·<span style="font-style:normal;font-variant:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span style="font-size:10pt;font-family:Roboto;">Bachelor’s or Master’s degree in Engineering, Technology, Statistics, Data Science, or related fields from a reputed institute; MBA is a plus.</span></p><p></p><p> </p><p class="MsoNormal" style="margin-top:0.35pt;"><span lang="sl" style="font-size:10pt;" xml:lang="sl"> </span></p>