Lead - Treasury - Mid Office

Role Overview

The Lead - Treasury Mid Office will own end-to-end liquidity and interest-rate risk management for Hero FinCorp, set and maintain the Fund Transfer Pricing (FTP) framework, drive capital adequacy and cost-of-funds optimisation, and partner closely with the Front Office, Back Office, regulators, auditors, rating agencies and investors. The role is a critical control and analytics function bridging strategy, risk and operations within Treasury.

Detailed Responsibilities

- Own end-to-end liquidity risk and interest-rate risk management for the company.

- Manage cash flow forecasting, drawdown planning, monitoring of approvals and daily liquidity positioning.

- Ensure compliance with Liquidity Coverage Ratio (LCR), Stress Testing, Contingency Funding Plan (CFP) and other key ALM parameters.

- Establish and maintain the Fund Transfer Pricing (FTP) mechanism across Lines of Business.

- Partner with business teams to work out a suitable cost of funds for each Line of Business.

- Manage the various levers of Capital Adequacy to drive efficient capital utilisation.

- Submit RBI regulatory returns relating to Treasury and provide data inputs for other returns.

- Handle statutory, RBI, tax and bank auditors on all Treasury-related matters.

- Ensure timely preparation of ALCO presentations, closing minutes of meeting and related compliances.

- Run periodic stress tests and maintain the Contingency Funding Plan.

- Handle queries from investors, rating agencies and internal stakeholders.

- Own investor decks, CMA, QIS and portfolio cuts shared with rating agencies.

- Conduct continuous research on the economy, debt markets, insurance companies and corporates.

- Support the Front Office in liaising with lenders and perform the checker role in debt servicing.