Loan Officer

Employing Unit: Colonial Farm Credit- West, Northeast or South Region

Position Title: Loan Officer (Working Title: Relationship Manager)

Salary Information:
$57,200-$78,000 commensurate with experience and qualifications
plus, superb benefits package provided to all employees
including up to 9% 401k contributions and profit-sharing program

Position Summary:

Colonial Farm Credit is an agricultural credit cooperative (). We currently have excellent employment opportunities for a loan officer.

This role focuses on developing and managing strong customer relationships while delivering sound credit solutions tailored to agricultural and rural lending needs. The ideal candidate is a motivated business developer who thrives in a relationship-driven, community-focused environment.

The position will:
• serve present and prospective member customers with sound loans according to policies, standards, and procedures
• formulate business development strategies that target potential member customers, as well as referrals from builders, real estate agents, and other sources
• service assigned existing loans within delegated authorities
• represent Colonial Farm Credit at local events and meetings
• promote related services to all current and prospective member customers

Why Join Colonial Farm Credit?
• Be part of a mission-driven organization supporting agriculture and rural communities
• Enjoy a strong compensation and retirement package
• Work in a collaborative, relationship-focused culture
• Opportunities for career growth and professional development

Education, Experience, and Requirements (things you need to be successful):
1. Bachelor’s degree in an agricultural field (agricultural economics / business preferred), finance, or economics
2. Residence in territory served by Colonial Farm Credit or contiguous counties
3. Familiarity of the assigned service area; Agricultural background preferred
4. Strong interpersonal, sales, negotiating, and problem-solving skills
5. Strong analytical, judgment, and communication (oral and written) skills
6. Awareness of current economic developments and production technology affecting agriculture in the region
7. Computer experience with intermediate skills in Microsoft Outlook, Word, and Excel
8. Attend networking opportunities and community events in order to build influencer relationships and foster business development
9. Ability to:
a. be assertive and decisive in arriving at sound business decisions
b. effectively handle multiple tasks and work independently
c. travel to/from prospective and current customers as well as industry functions
10. Registration (current registration or ability to successfully register) with National Mortgage Licensing System (NMLS). This process requires fingerprinting; however, licensing is not required.
11. Acceptable background reports (credit, criminal, driving, and drug); must maintain a valid and current driver license.
12. Physical Requirements: Ability to sit for long periods of time. Ability to stand for limited periods of time. Ability to walk for moderate distances. Frequent finger/hand manipulation (e.g. keyboard, office equipment, small hand tools, etc.). Occasional lifting, carrying, pushing, and/or pulling while exerting up to 50 pounds of force. Regular attendance is required in this job.

Location: Hughesville, MD, Tappahannock, VA, Windsor, VA, and Farmville, VA offices.